On sale 19 daysOn sale 19 d
450 €
Private seller, Jyväskylä, Keski-Suomi
1 / 7 Image source: Private seller, Nettiauto
The 2005 Fiat Stilo is a front-wheel-drive estate, petrol-powered with a manual gearbox. It has an engine displacement of 1.4 litres.
The asking price is 400 €. The chance this car sells within the next 30 days is about 77%.
The asking price has been reduced once, by 100 € from the original 500 €. maksimi.fi has no price estimate for this car, because the listing has no comparable asking price. A private seller typically sells this model in about 4 days.
The odometer reads 320,000 km, which works out at about 15,000 km per year. The car was inspected 9/2025, and the next inspection is due 22/09/2026.
Running the car costs an estimated:
- Vehicle tax 233 € per year
- Insurance 470 € per year
- Financing instalment 20 € per month
Vehicle tax and insurance come to about 700 € per year.
The original tyre size is 195/65 R15.
The seller is a private individual, Loimaa.
The car has been for sale for 4 days since 14/08/2026.
Basic information
- Registration number
- XAI-130
- Mileage
- 320,000 km
Verify mileage authenticity 20% off
- Engine
- 1.4 l, Petrol
- Model year
- 2005
- Gearbox
- Manual
- Drivetrain
- Front-wheel drive
- Body type
- Estate
- Vehicle type
- Passenger car
- Colour
- White
- Tyre size
- 195/65 R15
- Wheel size
- 15″
- Steering position
- Left-hand
- maksimi.fi ID
- 174646
- Nettiauto ID
- 15924566
Technical details
- Seats
- 5
- Doors
- 4
- First registration
- 17/08/2005
- Last inspection
- 9/2025
- Gearbox
- Manual
Equipment
No notable equipment was identified from the listing.
Equipment rating
Asking price: 400 €
| Date | Price | Change |
|---|---|---|
| 14/08/2026 | 500 € | – |
| 17/08/2026 | 400 € | −100 € |
Next inspection due 22/09/2026
About a month left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 9/2025.
Check with TraficomThe due date comes from the listing description, not from the inspection interval.
Failures in the same model series
391 cars of the Fiat STILO model series (first registered in 2005) were inspected in 2025. They recorded 521 defects leading to a failure, or 133.2 defects per 100 inspections. For cars of the same age nationwide the figure is 93. That is clearly more defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Axles and suspension 37.3
Front and rear axles, springs and dampers, tyres and wheels
- Brakes 33.2
Service and parking brake, brake dynamometer tests, stability control
- Chassis and body 30.4
Frame, floor pan and sills, exhaust system, fuel tank
The remaining 24.2 % of defects fall under other items. Most advisories concerned lights and electrics (392). Median mileage 198,000 km.
Sale periods
Private seller, Loimaa, Varsinais-Suomi 4 days for sale
14/8/202616/8/202617/8/202619/8/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 17/08/2026 | Asking price | 500 € → 400 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
3 years
1 year 3 years
Estimated monthly instalment approx. 20 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 233 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 233 €/yr
Base tax is based on gross weight (approx. 1750 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance220 €/yr
- Comprehensive250 €/yr
- Total insurance470 €/yr
≈ 39 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Fiat Stilo (2004–2006) · 1.4. 5dr (70kW)
Tyre sizes for this car
- 195/65 R15 Original
- 225/40 R18 Recommended
- 225/45 R17 Recommended
- 205/55 R16 Recommended
Wheel sizes for this car
15″
16″
17″
18″
Original wheel size: 15″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (XAI-130).
Order tyres See wheels too →Similar cars on sale
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Frequently asked questions about this car
Which car has the registration XAI-130?
XAI-130 is a 2005 Fiat Stilo with 320,000 km on the odometer. It is for sale at 400 €.
How much does Fiat Stilo cost?
Fiat Stilo is for sale at 400 €.
How long has this car been for sale?
The car has been for sale for at least 4 days. The listing entered maksimi.fi's tracking on 14/08/2026.
Has the price been reduced?
Yes. The asking price is 100 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2005 and was first registered on 17/08/2005.
How many kilometres has the car covered?
The car's mileage is 320,000 km.
When is the car due for its next inspection?
According to the listing, the next inspection is due 22/09/2026. A car over 10 years old is inspected every year.
How often does this model fail its inspection?
57.5 % of Fiat STILO cars first registered in 2005 failed their periodic inspection in 2025 (391 inspections, median mileage 198,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2005 Fiat in Finland?
On 30/06/2026 there were 1,891 Fiat passenger cars first used in 2005 in traffic use in Finland. That is 2.1 % of all cars first used that year, making it the 15th most common brand of that year among 34 brands. The most common fuel type among them is petrol (99.4 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Fiat STILO cars first registered in 2005, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, chassis and body. That is 133.2 defects per 100 inspections, against 93 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is manual.
How much is the car's vehicle tax?
Vehicle tax is 233 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 195/65 R15.
Where is Fiat Stilo located?
The car is located in Varsinais-Suomi (Loimaa, Varsinais-Suomi).
How much does the car cost to keep per year?
The estimate is 703 € per year: vehicle tax 233 €, insurance 470 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Loimaa).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.