The 2020 BMW X5 is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 170 kW (231 hp). The car is imported. Used imports of this make totalled 11,234 cars in 2023–2025, 1,963 of them 2020 cars.

The asking price is 54,900 € (plus a 349 € handling fee). That is 4,500 € (8%) below maksimi.fi's estimated market price of 59,400 €. The estimate is based on 348 comparable cars. The chance this car sells within the next 14 days is about 19%.

Cars of this model typically sell in about 13 days whether the seller is a dealer or a private seller.

The odometer reads 139,000 km, which works out at about 23,000 km per year. The car was inspected 3/2026, and the next inspection is due an estimated 3/2028.

Notable equipment:

  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

This car has been sold before within maksimi.fi's tracking: it sold on 03/07/2026 for 54,490 €, at 139,000 km. It is now listed for 410 € more than in that sale.

Running the car costs an estimated:

Vehicle tax and insurance come to about 2,380 € per year.

The listing says 2 sets of tyres are included.

The seller is Kamux (Turku).

The car has been for sale for 34 days since 04/07/2026. The listing has been renewed mid-sale.

Basic information

Mileage
139,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Diesel
Model year
2020
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Blue
Tyre sets
2
Keys
2
In traffic use in Finland
1 cars
Steering position
Left-hand
Imported car
Yes
VIN number
WBACV410509D97642
maksimi.fi ID
17403
Nettiauto ID
15891070

Technical details

Power
170 kW / 231 hp
Torque
450 Nm
Acceleration (0–100)
7.5 s
Top speed
222 km/h
Fuel consumption
6.5 l/100 km (urban)
Seats
5
Doors
4
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
189 g/km
Kerb weight
2,180 kg
Gross weight
2,820 kg
Max towing weight
1,900 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,922 × 2,004 × 1,745 mm
Last inspection
3/2026
Type approval number
e1*2007/46*1918*09

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Reversing camera

Equipment rating

Asking price: 54,900 €

Below market price

Market price estimate 59,400 €

Based on asking prices

Compared to 348 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW X5, 2020) 26,740 €
  • Fuel type: Diesel +32,480 €
  • Sold by a dealer +180 €
  • Market price estimate 59,400 €

54,000 €56,000 €58,000 €60,000 €22/6/202615/7/20268/8/202631/8/2026
DatePriceChangeListing
22/06/202654,490 €Kamux
04/07/202654,839 €Kamux Turku
30/07/202658,900 €Kamux Turku
04/08/202658,890 €−10 €Kamux Turku
10/08/202657,900 €−990 €Kamux Turku
17/08/202655,900 €−2,000 €Kamux Turku
20/08/202654,900 €−1,000 €Kamux Turku

Next inspection due around 3/2028

About 19 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 3/2026.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

184 cars of the BMW X5 model series (first registered in 2020) were inspected in 2025. They recorded 15 defects leading to a failure, or 8.2 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 4.3

    8 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Road test and visibility 3.3

    6 defects, All cars 0.5

    Windscreen and wipers, mirrors, field of view, controls, road test

  3. Vehicle identification 0.5

    1 defects, All cars 0.6

    Plates and register entries, VIN, documents

Most advisories concerned lights and electrics (9). Median mileage 98,000 km.

Sale periods

Kamux, Turku 11 days
Kamux Turku, Varsinais-Suomi 34 days for sale
22/6/202615/7/20268/8/202631/8/2026

sale

Grey break: the listing was off the market, with no sale recorded.

Sales

SoldPriceMileageTime on marketSeller
03/07/202654,490 € 139,000 km 11 daysKamux, Turku

Listing changes

DateWhatChange
20/08/2026Asking price Kamux Turku55,900 € → 54,900 €
17/08/2026Asking price Kamux Turku57,900 € → 55,900 €
10/08/2026Asking price Kamux Turku58,890 € → 57,900 €
04/08/2026Asking price Kamux Turku58,900 € → 58,890 €
30/07/2026Listing renewed Kamux Turkudescription text changed
30/07/2026Asking price Kamux Turku54,839 € → 58,900 €
04/07/2026Seller changed KamuxKamux Turku
04/07/2026Asking price Kamux Turku54,490 € → 54,839 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 609 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 253 €/yr
  • Driving power tax 582 €/yr
  • Total vehicle tax 835 €/yr

Base tax is based on CO₂ emissions (WLTP), 189 g/km. Driving power tax is based on gross weight (2820 kg).

The average CO₂ of diesel passenger cars first registered in 2020 was 171.8 g/km (WLTP). This car is 17 g/km above that average, which comes to 45 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance270 €/yr
  • Comprehensive1,270 €/yr
  • Total insurance1,540 €/yr

≈ 128 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 265/35 R22
  • 285/30 R22
  • 285/35 R22
  • 335/25 R22
  • 285/35 R21
  • 325/30 R21
  • 265/45 R20
  • 275/40 R20

Wheel sizes for this model

20″
21″
22″
What do the sizes mean?
Find tyres

Ulkoväri: Pythonic Blue -metalliväri Sisäpuoli: Vernasca -nahkaverhoilu, musa BMW Professional Navigation Vakionopeudensäädin, adaptiivinen Parking Assistant Plus Peruutuskamera 360° näkymällä Pysäköintitutka 360° etäisyysnäytöllä Head-Up-näyttö / Tuulilasinäyttö (HUD) Ambient-tunnelmavalaistus Apple Carplay Android Auto HiFI-äänentoistojärjestelmä LED-ajovalot Urheiluistuimet Sähkösäätöiset istuimet Sähkösäätöinen kuljettajan istuin muistilla, 2 muistipaikkaa Digimittaristo Navigointijärjestelmä Metalliväri Spotify Velour mattosarja LED-päiväajovalot Kattokaiteet Penkinlämmittimet edessä Ajodynamiikan valinta Aktiivinen pysäköintiavustin Nopeusrajoitus-tunnistin / Liikennemerkkiavustin Kaistavahti Sadetunnistin Nahkaverhoilu Sähköisesti säädettävä ohjauspyörä Bluetooth handsfree matkapuhelinvarustus Bluetooth Audio USB Radio Avaimeton moottorin käynnistys Kosketusnäyttö Äänentoistojärjestelmä kosketusnäytöllä ( Radio + BT + USB ) Monitoimiohjauspyörä nahkaverhoilulla Sähkötoiminen takaluukku Sähkökäyttöiset ikkunat Paikallaanpitoavustin (Auto Hold) Alamäkiavustin (HDC) Keskuslukitus, kaukosäätöinen Ilmastointi, automaattinen (kolmialueinen) Ajastettava seisontailmastointi Sähköpeilit taittotoiminnolla Automaattisesti himmentyvä taustapeili Ajovaloautomatiikka Peruutusavustin ISOFIX-kiinnitys takana sivuistuimissa 12V latauspistoke tavaratilassa Taittuvat takaistuinten selkänojat (40/20/40) Turbo Sumuvalot Sähkötoiminen seisontajarru Törmäysvaroitin Varashälytin Turvatyynyt Rengaspainevalvontajärjestelmä (TPMS) Ajonvakautusjärjestelmä (ESP/ESC) Lukkiutumattomat jarrut (ABS) Huoltokirja, sähköinen Ohjaustehostin Start-stop-järjestelmä Ajotietokone Kahdet renkaat kevytmetallivanteilla Juuri huollettu 2 x avain ME MYÖS TOIMITAMME AUTON KOTIISI - KYSY MYYJILTÄMME LISÄÄ TÄHÄN AUTOON MAHDOLLISTA SAADA KAMUX-PLUS TÄHÄN AUTOON KAMUX KASKO

Frequently asked questions about this car

How much does BMW X5 cost?

BMW X5 is for sale at 54,900 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 59,400 €).

How long has this car been for sale?

The car has been for sale for at least 34 days: the first listing entered maksimi.fi's tracking on 04/07/2026, and the listing has since been renewed.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 03/07/2026 for 54,490 €.

What model year is the car?

The car is model year 2020. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 139,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 3/2028. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

6.5 % of BMW X5 cars first registered in 2020 failed their periodic inspection in 2025 (184 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 BMW in Finland?

On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

11,234 used BMW passenger cars were imported into Finland in 2023–2025, 9.2% of all used passenger-car imports; 1,963 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What causes inspection failures for this model year?

For BMW X5 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, road test and visibility, vehicle identification. That is 8.2 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start, Power tailgate. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 835 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Where is BMW X5 located?

The car is located in Varsinais-Suomi (Turku, Varsinais-Suomi).

How much does the car cost to keep per year?

The estimate is 2,375 € per year: vehicle tax 835 €, insurance 1,540 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Turku).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.