54,900 €
Private seller, Helsinki, Uusimaa
The 2020 BMW X5 is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 170 kW (231 hp). The car is imported. Used imports of this make totalled 11,234 cars in 2023–2025, 1,963 of them 2020 cars.
The asking price is 54,900 € (plus a 349 € handling fee). That is 4,500 € (8%) below maksimi.fi's estimated market price of 59,400 €. The estimate is based on 348 comparable cars. The chance this car sells within the next 14 days is about 19%.
Cars of this model typically sell in about 13 days whether the seller is a dealer or a private seller.
The odometer reads 139,000 km, which works out at about 23,000 km per year. The car was inspected 3/2026, and the next inspection is due an estimated 3/2028.
This car has been sold before within maksimi.fi's tracking: it sold on 03/07/2026 for 54,490 €, at 139,000 km. It is now listed for 410 € more than in that sale.
Running the car costs an estimated:
Vehicle tax and insurance come to about 2,380 € per year.
The listing says 2 sets of tyres are included.
The seller is Kamux (Turku).
The car has been for sale for 34 days since 04/07/2026. The listing has been renewed mid-sale.
Asking price: 54,900 €
| Date | Price | Change | Listing |
|---|---|---|---|
| 22/06/2026 | 54,490 € | – | Kamux |
| 04/07/2026 | 54,839 € | – | Kamux Turku |
| 30/07/2026 | 58,900 € | – | Kamux Turku |
| 04/08/2026 | 58,890 € | −10 € | Kamux Turku |
| 10/08/2026 | 57,900 € | −990 € | Kamux Turku |
| 17/08/2026 | 55,900 € | −2,000 € | Kamux Turku |
| 20/08/2026 | 54,900 € | −1,000 € | Kamux Turku |
184 cars of the BMW X5 model series (first registered in 2020) were inspected in 2025. They recorded 15 defects leading to a failure, or 8.2 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.
Front and rear axles, springs and dampers, tyres and wheels
Windscreen and wipers, mirrors, field of view, controls, road test
Plates and register entries, VIN, documents
Most advisories concerned lights and electrics (9). Median mileage 98,000 km.
sale
Grey break: the listing was off the market, with no sale recorded.
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 03/07/2026 | 54,490 € | 139,000 km | 11 days | Kamux, Turku |
| Date | What | Change |
|---|---|---|
| 20/08/2026 | Asking price Kamux Turku | 55,900 € → 54,900 € |
| 17/08/2026 | Asking price Kamux Turku | 57,900 € → 55,900 € |
| 10/08/2026 | Asking price Kamux Turku | 58,890 € → 57,900 € |
| 04/08/2026 | Asking price Kamux Turku | 58,900 € → 58,890 € |
| 30/07/2026 | Listing renewed Kamux Turku | description text changed |
| 30/07/2026 | Asking price Kamux Turku | 54,839 € → 58,900 € |
| 04/07/2026 | Seller changed | Kamux → Kamux Turku |
| 04/07/2026 | Asking price Kamux Turku | 54,490 € → 54,839 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
Base tax is based on CO₂ emissions (WLTP), 189 g/km. Driving power tax is based on gross weight (2820 kg).
The average CO₂ of diesel passenger cars first registered in 2020 was 171.8 g/km (WLTP). This car is 17 g/km above that average, which comes to 45 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
≈ 128 €/mo
Request a quoteThe final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
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BMW X5 is for sale at 54,900 €.
According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 59,400 €).
The car has been for sale for at least 34 days: the first listing entered maksimi.fi's tracking on 04/07/2026, and the listing has since been renewed.
Yes: this car has one earlier completed sale on record. It was last sold on 03/07/2026 for 54,490 €.
The car is model year 2020. It was imported to Finland as a used car.
The car's mileage is 139,000 km.
Based on the listing data, the next inspection is due around 3/2028. A car under 10 years old is inspected every two years.
6.5 % of BMW X5 cars first registered in 2020 failed their periodic inspection in 2025 (184 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.
On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
11,234 used BMW passenger cars were imported into Finland in 2023–2025, 9.2% of all used passenger-car imports; 1,963 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
For BMW X5 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, road test and visibility, vehicle identification. That is 8.2 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
The fuel type is diesel and the gearbox is automatic.
Notable features include Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start, Power tailgate. The full feature list is on this page.
Vehicle tax is 835 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
The car is located in Varsinais-Suomi (Turku, Varsinais-Suomi).
The estimate is 2,375 € per year: vehicle tax 835 €, insurance 1,540 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
The seller is Kamux (Turku).
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.