The 2021 Volvo XC40 T4 TwE Inscription aut is a front-wheel-drive SUV, plug-in hybrid-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 155 kW (211 hp). The battery is 10.7 kWh and the range is 45 km as stated by the manufacturer. AC charging power is 3.6 kW and the connector is Type 2.

The asking price is 25,800 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 25,800 €. The estimate is based on 865 comparable cars. The chance this car sells within the next 14 days is about 42%.

A dealer typically sells this model in about 11 days and a private seller in about 12 days.

The odometer reads 122,000 km, which works out at about 24,000 km per year. The most common inspection failure cause in this model series is vehicle identification.

Notable equipment:

  • Sunroof or panoramic roof
  • Premium audio
  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera

Running the car costs an estimated:

Vehicle tax, insurance and electricity come to about 1,650 € per year.

The original tyre size is 235/55 R18.

The seller is Saka (Kirkkonummi).

The car has been for sale for 3 days since 14/08/2026.

Basic information

Registration number
RVK-727
Mileage
122,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.5 l, Plug-in hybrid
Model year
2021
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
Tyre size
235/55 R18
Wheel size
18″
In traffic use in Finland
496 cars
Steering position
Left-hand
VIN number
YV1XZBWVFM2513636
maksimi.fi ID
173675
Nettiauto ID
15923439

Technical details

Power
155 kW / 211 hp
Acceleration (0–100)
8.5 s
Top speed
180 km/h
Battery capacity
10.7 kWh
Electric range
45 km
Fuel consumption
2.2 l/100 km (combined)
Electricity consumption
15.3 kWh/100 km (combined)
Charging type
Type 2
AC charging power
3.6 kW
Battery warranty
60 kk / 100 000 km
Seats
5
Doors
5
CO2 emissions
49 g/km
Kerb weight
1,812 kg
Max towing weight
1,800 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm

45 km Range WLTP
10.7 kWh Battery capacity
Expired Battery warranty 5 yr or 100,000 km from new

Charging time

  • Home charging (AC 3.6 kW) approx. 3 h empty to full

Charging connectors

Alternating current (AC)
  • Type 2
Slow charging

Range

  • WLTP45 km
  • In summerapprox. 38 km
  • In winterapprox. 29 km

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • LED headlights
  • Premium audio
  • Reversing camera
  • Sunroof or panoramic roof
  • Tow bar

Equipment rating

Asking price: 25,800 €

At market price

Market price estimate 25,800 €

Based on asking prices

Compared to 865 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2021) 26,050 €
  • Premium audio +710 €
  • Adaptive cruise control +610 €
  • Automatic transmission +50 €
  • Sold by a dealer +20 €
  • Fuel type: Plug-in hybrid −580 €
  • Front-wheel drive −1,060 €
  • Market price estimate 25,800 €

Without a statistically distinct effect in this group: tow bar, fuel-operated parking heater, sunroof or panoramic roof.

No price changes during the tracked period.

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

2,273 cars of the Volvo XC40 model series (first registered in 2021) were inspected in 2025. They recorded 50 defects leading to a failure, or 2.2 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Vehicle identification 0.9

    21 defects, All cars 0.7

    Plates and register entries, VIN, documents

  2. Axles and suspension 0.4

    8 defects, All cars 5.5

    Front and rear axles, springs and dampers, tyres and wheels

  3. Brakes 0.3

    6 defects, All cars 1.5

    Service and parking brake, brake dynamometer tests, stability control

The remaining 30 % of defects fall under other items. Most advisories concerned road test and visibility (47). Median mileage 64,000 km.

Sale periods

Saka Finland Oy Kirkkonummi, Uusimaa 3 days for sale
14/8/202615/8/202616/8/202617/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 289 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 80 €/yr
  • Total vehicle tax 186 €/yr

Base tax is based on CO₂ emissions (WLTP), 49 g/km. Driving power tax is based on gross weight (approx. 2290 kg).

The average CO₂ of plug-in hybrids first registered in 2021 was 38.7 g/km (WLTP). This car is 10 g/km above that average.

An estimate of this car’s charging costs and the whole household’s electricity bill. Adjust the annual mileage, charging split and home type to match your own.

Annual mileage 15,000 km
Share charged at home 80 %
  • Home charging· 1,148 kWh 230 €/yr
  • Public charging· 271 kWh 149 €/yr
  • Other consumption· 6,000 kWh 1,200 €/yr
  • Standing charges 120 €/yr
  • Total electricity bill 1,699 €/yr

≈ 142 €/month · of which car charging approx. 379 €/yr

The kWh figure for charging includes conversion losses: more is drawn from the grid than reaches the battery (home charging ~12%, rapid charging ~7%).

  • Electricity consumption 15.3 kWh/100 km
  • Comparison: equivalent petrol car approx. 1,943 €/yr

For a plug-in hybrid, the estimate assumes approx. 55% electric driving; the rest is driven on petrol (approx. 874 €/yr).

Recommendation

Spot price or fixed rate?

Electric cars are usually charged overnight, and charging can be scheduled. If you take advantage of the cheapest hours (for example with scheduled charging), a spot-price contract is typically the cheapest option. If you can't or don't want to track electricity prices and time your charging, a fixed-price contract is safer: the price is predictable and price spikes won't catch you out.

Electricity contracts

  • Nordic Green Energy · Ilmasto pörssisähkö Cheapest

    Margin and monthly fee −50% for 12 months

    • Margin 0.68 c/kWh 49 €/yr
    • Standing charge 5.98 €/month 72 €/yr
    • Supplier's share 120 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Total cost (ongoing) 692 €/yr
    • First year −60 € 632 €/yr

    Includes a Tallink Silja gift card

    View offer
  • Vihreä Älyenergia · Verraton

    Margin 0.34 c/kWh and standing charge €2.99/month for 12 months

    • Margin 0.59 c/kWh 42 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 102 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Total cost (ongoing) 674 €/yr
    • First year −42 € 632 €/yr

    Open-ended contract, two weeks’ notice period

    View offer
  • Vihreä Älyenergia · Vire Tuuli

    2 months €0, reduced margin for 12 months

    • Margin 0.99 c/kWh 71 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 143 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Total cost (ongoing) 714 €/yr
    • First year −75 € 640 €/yr

    100% wind power

    View offer
  • Hehku Energia · Hehku Pörssi

    Standing charge €0 for 3 months

    • Margin 0.39 c/kWh 28 €/yr
    • Standing charge 4.5 €/month 54 €/yr
    • Supplier's share 82 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Total cost (ongoing) 654 €/yr
    • First year −14 € 640 €/yr
    View offer
  • Cheap Energy · Pörssisähkö

    Margin and standing charge reduced for 6 months

    • Margin 0.78 c/kWh 56 €/yr
    • Standing charge 4.9 €/month 59 €/yr
    • Supplier's share 115 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Total cost (ongoing) 686 €/yr
    • First year −43 € 643 €/yr
    View offer
  • Vattenfall · Optimi Pörssisähkö

    Standing charge €0 for 6 months

    • Margin 0.5 c/kWh 36 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 107 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Total cost (ongoing) 679 €/yr
    • First year −36 € 643 €/yr

    Fossil-free

    View offer
  • Fortum · Fortum Tarkka

    Standing charge €0 for 3 months

    • Margin 0.59 c/kWh 42 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 114 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Total cost (ongoing) 686 €/yr
    • First year −18 € 668 €/yr
    View offer
  • Vihreä Älyenergia · Hintalukko
    • Margin 0.59 c/kWh 42 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 102 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Total cost 674 €/yr

    You can lock in the margin

    View offer
  • Fortum · Fortum Latauspaketti

    2 c/kWh cashback on home charging

    • Margin 0.59 c/kWh 42 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 162 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Home charging cashback 2 c/kWh −23 €/yr
    • Total cost 711 €/yr

    20% off rapid charging (Charge & Drive) or €0.10/kWh at Tesla chargers

    View offer
  • Aalto Energia · Luotsi Pörssisähkö

    Margin 0.34 c/kWh + standing charge €0 for 4 months

    • Margin 1.99 c/kWh 142 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 214 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Total cost (ongoing) 785 €/yr
    • First year −63 € 722 €/yr

    After 4 months 0.54 c/kWh until 31 Dec 2026, then 1.99 c/kWh

    View offer
  • Nordic Green Energy · Uusiutuva pörssisähkö

    Monthly fee −50% for 6 months

    • Margin 0.99 c/kWh 71 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 191 €/yr
    • Electricity price (spot average ~8 c/kWh) 572 €/yr
    • Total cost (ongoing) 762 €/yr
    • First year −30 € 733 €/yr

    100% renewable; includes a Tallink Silja gift card

    View offer

Ranked by total cost in the first year at this consumption (7,148 kWh/yr), discounts included. Total costs shown are the ongoing price after the discount period. The electricity price is an assumed spot average, which you can adjust above. Spot electricity itself costs the same everywhere, contracts differ in margin and standing charge. Grid transfer charges and taxes are billed separately by the grid operator. Prices can change, so check the current price on the partner’s site.

Figures are estimates based on the prices and consumption given. Actual cost depends on charging habits, the electricity price and the car's actual consumption.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance260 €/yr
  • Comprehensive820 €/yr
  • Total insurance1,080 €/yr

≈ 90 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Volvo XC40 (2018–2025) · T4 1.5 Plug-in Hybrid. (95kW+60kW)

Tyre sizes for this car

  • 235/55 R18 Original
  • 245/40 R21 Recommended
  • 245/45 R20 Recommended
  • 235/50 R19 Recommended
  • 235/60 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (RVK-727).

Order tyres See wheels too →

Harman/Kardon / Panorama / 360-kamera / Webasto / Koukku / ACC / Sporttinahat / Orrefors

Frequently asked questions about this car

Which car has the registration RVK-727?

RVK-727 is a 2021 Volvo XC40 T4 TwE Inscription aut with 122,000 km on the odometer. It is for sale at 25,800 €.

How much does Volvo XC40 T4 TwE Inscription aut cost?

Volvo XC40 T4 TwE Inscription aut is for sale at 25,800 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 25,800 €).

How long has this car been for sale?

The car has been for sale for at least 3 days. The listing entered maksimi.fi's tracking on 14/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2021.

How many kilometres has the car covered?

The car's mileage is 122,000 km.

How often does this model fail its inspection?

2.2 % of Volvo XC40 cars first registered in 2021 failed their periodic inspection in 2025 (2,273 inspections, median mileage 64,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2021 Volvo in Finland?

On 30/06/2026 there were 10,562 Volvo passenger cars first used in 2021 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (59.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC40 cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: vehicle identification, axles and suspension, brakes. That is 2.2 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is plug-in hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Sunroof or panoramic roof, Premium audio, Tow bar, Fuel-operated parking heater, Adaptive cruise control. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 186 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 235/55 R18.

What is the car's battery capacity and range?

The battery capacity is 10.7 kWh and the stated range is about 45 km.

Where is Volvo XC40 T4 TwE Inscription aut located?

The car is located in Uusimaa (Kirkkonummi, Uusimaa).

Is any battery warranty left?

The stated battery warranty has expired.

How much does the car cost to keep per year?

The estimate is 1,645 € per year: vehicle tax 186 €, insurance 1,080 €, electricity 379 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Saka (Kirkkonummi).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.