The 2020 Volvo XC40 T3 Momentum aut is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 120 kW (163 hp).

The asking price is 25,990 € (plus a 349 € handling fee). A dealer typically sells this model in about 10 days and a private seller in about 12 days.

The odometer reads 150,000 km, which works out at about 22,000 km per year. The car was inspected 12/2025, and the next inspection is due an estimated 12/2027. The most common inspection failure cause in this model series is brakes. There are 626 cars of this model variant in traffic use in Finland (Traficom vehicle register). Their median odometer reading at the latest inspection is 77,798 km.

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,100 € per year.

The seller is KIESI, Espoo.

Basic information

Registration number
ETC-203
Mileage
150,000 km
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Engine
1.5 l, Petrol
Model year
2020
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
In traffic use in Finland
626 cars
Steering position
Left-hand
VIN number
YV1XZ15VDL2251183
maksimi.fi ID
170450
Nettiauto ID
15919704

Technical details

Power
120 kW / 163 hp
Top speed
200 km/h
Seats
5
Doors
5
Number of gears
8
Cylinders
3
Turbocharger
Yes
CO2 emissions
147 g/km
Kerb weight
1,625 kg
Gross weight
2,120 kg
Max towing weight
1,600 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
First registration
29/11/2019
Last inspection
12/2025
Type approval number
e9*2007/46*3146*07

Gearbox
Automatic

Equipment

No notable equipment was identified from the listing.

Equipment rating

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Asking price: 25,990 €

No estimate

No price estimate — too few comparable cars.

A dealer typically sells this model in about 10 days and a private seller in about 12 days.

No price changes during the tracked period.

Next inspection due around 12/2027

About 16 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 12/2025.

Check with Traficom

Failures in the same model series

483 cars of the Volvo XC40 model series (first registered in 2020) were inspected in 2025. They recorded 21 defects leading to a failure, or 4.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Brakes 2.5

    12 defects·All cars 2.9

    Service and parking brake, brake dynamometer tests, stability control

  2. Axles and suspension 1

    5 defects·All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  3. Vehicle identification 0.4

    2 defects·All cars 0.6

    Plates and register entries, VIN, documents

The remaining 9.5 % of defects fall under other items. Most advisories concerned road test and visibility (12). Median mileage 91,000 km.

Figures describe the Volvo XC40 model series first registered in 2020, not this individual car, and count defects rather than cars. Source: Traficom.

Sale periods

KIESI Espoo Koskelo, Espoo, Uusimaa 1 day for sale
12/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

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Description from the seller, in Finnish.

KIESILTÄ aina edullisimmat hinnat, kiinteäkorkoinen rahoitus ja aidosti vaivattomat autokaupat. Rahoitukseen valittavissa 3 kuukauden lyhennysvapaa, ja ensimmäinen maksuerä vasta marraskuun lopussa. Tervetuloa tekemään onnistuneet kaupat yli 400 auton kattavasta valikoimastamme joko paikan päälle tai etänä! Kotiintoimitus koko Suomeen! *Juuri saapunut suosittu ja tyylikäs Black Stone -musta Volvo XC40 kattavalla Momentum-varustelulla! *Nauti ympäri vuoden varusteista kuten webasto, vakkari, LED-ajovalot, Apple CarPlay, lämmitettävä ratti, Volvo On Call, navi sekä keylessGo. Vaivatonta arkea luvassa! *Kotiintoimitus koko Suomeen! *Uusi ilmoitus ja paremmat kuvat tulossa pesun jälkeen! Auton etäesittely onnistuu helposti whatsapp videon tai facetimen kautta. Ota yhteys myyntiin +358 9 3152 4521. Tarjoamme asiakkaillemme kaikki palvelut auton ostoon, myyntiin, sekä vaihtoon liittyen. Tähänkin autoon rahoitus jopa ilman käsirahaa! Katso kaikki myynnissä olevat automme www.kiesi.fi

Source: Nettiauto

Frequently asked questions about this car

How much does Volvo XC40 T3 Momentum aut cost?

Volvo XC40 T3 Momentum aut is for sale at 25,990 €.

How long has this car been for sale?

The listing entered maksimi.fi's tracking on 12/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020 and was first registered on 29/11/2019.

How many kilometres has the car covered?

The car's mileage is 150,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 12/2027. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

In Traficom's statistics, 4.1 % of Volvo XC40 cars first registered in 2020 failed their periodic inspection in 2025 (483 inspections, median mileage 91,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 Volvo in Finland?

On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is Traficom's snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC40 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: brakes, axles and suspension, vehicle identification. That is 4.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

How much is the car's vehicle tax?

Vehicle tax is 155 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the fuel tax, charged on fuels other than petrol.

Where is Volvo XC40 T3 Momentum aut located?

The car is located in Uusimaa (Espoo, Uusimaa).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.