The 2020 Volvo XC40 is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 95 kW (129 hp).

The asking price is 20,900 € (plus a 295 € handling fee). That is in line with maksimi.fi's estimated market price of 21,200 €. The estimate is based on 752 comparable cars. A dealer typically sells this model in about 10 days and a private seller in about 12 days.

The odometer reads 215,000 km, which works out at about 36,000 km per year. The car was inspected 8/2024, and the next inspection is due an estimated 8/2026. The most common inspection failure cause in this model series is brakes. There are 357 cars of this model variant in traffic use in Finland (Traficom vehicle register). Their median odometer reading at the latest inspection is 59,638 km.

Notable equipment:

  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Parking sensors

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,020 € per year.

The original tyre size is 235/55 R18. The seller is Vaihtokaara, Vantaa.

Basic information

Registration number
COZ-694
Mileage
215,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.5 l, Petrol
Model year
2020
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
295 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
In traffic use in Finland
357 cars
Steering position
Left-hand
VIN number
YV1XZL4VDM2418220
maksimi.fi ID
162938
Nettiauto ID
15910476

Technical details

Power
95 kW / 129 hp
Acceleration (0–100)
10.9 s
Top speed
180 km/h
Fuel consumption
7.9 l/100 km (combined)
Seats
5
Doors
5
Number of gears
8
Cylinders
3
Turbocharger
Yes
CO2 emissions
166 g/km
Kerb weight
1,625 kg
Gross weight
2,120 kg
Max towing weight
1,600 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
First registration
07/09/2020
Last inspection
8/2024
Type approval number
e9*2007/46*3146*11

Gearbox
Automatic

Equipment

  • Keyless entry and start
  • LED headlights
  • Parking sensors
  • Reversing camera

Equipment rating

Loading…

Asking price: 20,900 €

At market price

Market price estimate 21,200 €

Based on asking prices

Compared to 752 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2020) 26,310 €
  • Fuel type: Petrol +3,950 €
  • Automatic transmission +70 €
  • Sold by a dealer +20 €
  • Front-wheel drive −1,210 €
  • High mileage −7,940 €
  • Market price estimate 21,200 €

A dealer typically sells this model in about 10 days and a private seller in about 12 days.

No price changes during the tracked period.

Next inspection due around 8/2026

Less than a month left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 8/2024.

Check with Traficom

Failures in the same model series

483 cars of the Volvo XC40 model series (first registered in 2020) were inspected in 2025. They recorded 21 defects leading to a failure, or 4.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Brakes 2.5

    12 defects·All cars 2.9

    Service and parking brake, brake dynamometer tests, stability control

  2. Axles and suspension 1

    5 defects·All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  3. Vehicle identification 0.4

    2 defects·All cars 0.6

    Plates and register entries, VIN, documents

The remaining 9.5 % of defects fall under other items. Most advisories concerned road test and visibility (12). Median mileage 91,000 km.

Figures describe the Volvo XC40 model series first registered in 2020, not this individual car, and count defects rather than cars. Source: Traficom.

Sale periods

Vaihtokaara Vantaa Airport, Vantaa, Uusimaa 4 days for sale
8/8/202610/8/202611/8/202613/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

Description from the seller, in Finnish.

# TOIMITAMME AUTOT VELOITUKSETTA KOTIIN. KYSY LISÄÄ MYYJILTÄMME # # Auto Vantaan liikkeessä. Puh; 020 730 2353 # Katso tarkemmat tiedot ajoneuvosta verkkosivuiltamme osoitteessa: https://www.vaihtokaara.fi/auto/COZ-694/ ja ota heti yhteyttä asiakaspalveluumme Chatissa

Varusteet mm:

  • Avaimeton kulku-ja käynnistys
  • Peruutuskamera
  • Penkinlämmittimet
  • Vakionopeudensäädin
  • Liikennemerkkitunnistus
  • Automaattinen ilmastointi
  • Apple Carplay & Android Auto
  • 2x renkaat
  • 2x alumiinivanteet
# Tarkista varusteiden oikeellisuus myyjältä # # Toimitamme autot myös kotiin! Kysy lisää myyjältämme # # Varaa sivuiltamme henkilökohtainen WhatsApp videoesittely # # Vaihtokaaralla on myynnissä noin 500:n auton valikoima! Asiakkaana voit ostaa auton kaikista 5:sta liikkeestämme kotiintoimitettuna tai noutamalla auto lähimmästä toimipisteestämme. Kysy lisää myyjiltämme # # Auto Vantaa Airportin liikkeessä. Puh. 020 730 2353 # # Toimitamme autot myös kotiin. Kysy lisää myyjiltä # # Tähänkin autoon saat Kaaraturvan 12kk/20tkm. Kysy lisää myyjiltä # # Vaihtokaaralla on myynnissä noin 500:n auton valikoima! Asiakkaana voit ostaa auton kaikista 5:sta liikkeestämme kotiintoimitettuna tai noutamalla auto lähimmästä toimipisteestämme. Kysy lisää myyjiltämme # # HUOM. Auton tekniset tiedot (kulutus, latausaika, toimintasäde) saattavat poiketa oleellisesti valmistajan ilmoittamista arvoista. Sähkö- ja hybridiautoissa talviolosuhteissa sähkömoottorin käyttö voi olla rajoitettu # Automaattivaihteisto Ajonvakautusjärjestelmä Ajotietokone Audio-liitäntä Avaimeton käynnistys Bluetooth Huoltokirja: Paperinen Ilmastointi: Automaattinen Isofix-valmius Kaadettavat takaistuimet Kahdet renkaat Keskuslukitus: Avaimeton Kevytmetallivanteet Käynnistyksenesto LED-ajovalot Luistonestojärjestelmä Lukkiutumattomat jarrut (ABS) Matkapuhelinvarustus Monitoimiohjauspyörä Nopeusrajoitus -tunnistin Penkinlämmittimet Peruutuskamera: Kamera takana Pysäköintitutka Rengaspainevalvonta -järjestelmä Sadetunnistin Sähkökäyttöiset ikkunat Sähköpeilit Turbo Turvatyynyt Vakionopeudensäädin: Perinteinen Äänentoistojärjestelmä

Source: Nettiauto

Frequently asked questions about this car

How much does Volvo XC40 cost?

Volvo XC40 is for sale at 20,900 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 21,200 €).

How long has this car been for sale?

The car has been for sale for at least 4 days. The listing entered maksimi.fi's tracking on 08/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020 and was first registered on 07/09/2020.

How many kilometres has the car covered?

The car's mileage is 215,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 8/2026. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

In Traficom's statistics, 4.1 % of Volvo XC40 cars first registered in 2020 failed their periodic inspection in 2025 (483 inspections, median mileage 91,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 Volvo in Finland?

On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is Traficom's snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC40 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: brakes, axles and suspension, vehicle identification. That is 4.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

What features does the car have?

Notable features include LED headlights, Reversing camera, Keyless entry and start, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 194 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the fuel tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 235/55 R18.

Where is Volvo XC40 located?

The car is located in Uusimaa (Vantaa, Uusimaa).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.