The 2020 Volvo XC40 T4 Business aut is petrol-powered with an automatic gearbox, driven 98,000 km, with an engine output of 140 kW (190 hp). Notable equipment includes fuel-operated parking heater, LED headlights, keyless entry and start and power tailgate. The asking price 30,849 € is in line with maksimi.fi's estimated market price 29,700 €, based on 704 comparable cars. The most common inspection failure cause in this model series is brakes. Cars of the same brand account for 10.7 % of all cars first used in 2020 (12,888 cars), the second most common brand of that year. Vehicle tax is approximately 313 € per year, insurance is estimated at approximately 749 € per year and the financing instalment is approximately 344 € per month, and the original tyre size is 235/55 R18.

Basic information

Registration number
ERO-760
Mileage
98,000 km
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Engine
2.0 l, Petrol
Model year
2020
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Red
Steering position
Left-hand
VIN number
YV1XZACVDL2205386
maksimi.fi ID
161097
Nettiauto ID
15907656

Technical details

Power
140 kW / 190 hp
Seats
5
Doors
5
First registration
13/08/2019
Last inspection
6/2025

Gearbox
Automatic

Equipment

  • Fuel-operated parking heater
  • Keyless entry and start
  • LED headlights
  • Parking sensors
  • Power tailgate

Equipment rating

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Asking price: 30,849 €

At market price

Market price estimate 29,700 €

Based on asking prices

Compared to 704 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2020) 27,430 €
  • Fuel type: Petrol +3,020 €
  • Fuel-operated parking heater +400 €
  • Automatic transmission +140 €
  • Sold by a dealer +50 €
  • Front-wheel drive −1,340 €
  • Market price estimate 29,700 €

No price changes during the tracked period.

Next inspection due around 6/2027

About 10 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 6/2025.

Check with Traficom

Failures in the same model series

483 cars of the Volvo XC40 model series (first registered in 2020) were inspected in 2025. They recorded 21 defects leading to a failure, or 4.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Brakes 2.5

    12 defects·All cars 2.9

    Service and parking brake, brake dynamometer tests, stability control

  2. Axles and suspension 1

    5 defects·All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  3. Vehicle identification 0.4

    2 defects·All cars 0.6

    Plates and register entries, VIN, documents

The remaining 9.5 % of defects fall under other items. Most advisories concerned road test and visibility (12). Median mileage 91,000 km.

Figures describe the Volvo XC40 model series first registered in 2020, not this individual car, and count defects rather than cars. Source: Traficom.

Sale periods

Bilia Oy · Helsinki, Uusimaa 1 day for sale
7/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
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Description from the seller, in Finnish.

Bilia Complete | https://bilia.fi/fi/auto/Volvo-XC40-ERO-760
  • Sähkötoimiset ikkunat edessä ja takana
  • Sähköisesti koriavasten kääntyvät ulkopeilit
  • Sähkötoimiset ja -lämmitteiset ulkopeilit
  • Automaattisesti himmenevä taustapeili (168)
  • Bluetooth-järjestelmä
  • Volvo On Call
  • Start/Stop -järjestelmä
  • Kaistavahti ja kuljettajan tarkkailutoiminto
  • Mäkilähtöavustin
  • Sadetunnistin
  • Aktiivinen kaistallapitoavustin
  • Nopeudenrajoitin
  • Vakionopeudensäädin
  • Avaimeton ajojärjestelmä (896)
  • 725 Fusion red metalli
  • Pysäköintitutka taakse ja eteen (691)
  • Etusumuvalot LED (16)
  • 1 omistaja
  • Aluvanteet kesä-ja talvirenkaissa
  • Automaattivaihteisto Geartronic 8-vaihteinen
  • Polttoainetoiminen lämmitin ajastimella (273)
  • Automaattinen ilmastointi ECC
  • Clean Zone (AQS ja matkustamon esituuletus)
  • Etuistuimien sähköinen ristiseläntuen säätö 4-suuntaan (212)
  • Etuniskatukien korkeussäätö
  • Kuljettajan istuimen kallistuksen ja korkeuden säätö
  • Lämmitettävä takaistuin, reunapaikat (752)
  • Lämmitettävät etuistuimet
  • Takaistuimen selkänojat alastaitettavat 40/60
  • Alumiinivanteet 18" 5-spoke silver (921)
  • Jalankulkijan sekä polkupyöräilijän havaitsemistoiminto
  • Liikennemerkki-informaatio
  • Törmaysvaroitin automaattisella täysjarrutuksella
  • Sensus Audio Performance 9,3" kosketusnäytöllä
  • City Safety -järjestelmä
  • Isofix-kiinnikkeet takasivuistuimilla
  • Isojen eläinten havaitsemistoiminto
  • Sivuturvatyynyt ja IC-turvaverhot
  • Sähkötoimiset lapsilukot (114)
  • Tieltäsuistumissuoja
  • WHIPS-suojajärjestelmä
  • Digital-mittaristo 12,3"
  • Lapsilukot
  • Lämmitettävä ohjauspyörä (869)
  • Sisävalaistus mid level
  • Sähköisesti kääntyvät takaniskatuet (390)
  • Säädettävät ajotilat
  • LED-ajovalot, sekä "thors hammer" LED-päiväajovalot
  • Saattovalot
  • Lämmitettävät tuulilasinpesusuuttimet (63)
  • Verhoilu: Kangas/T-tec (U470)
  • Kahdet renkaat
  • Varustepaketti Technic Pro MY20 (XC40): Pysäköintikamera taakse (790), Automaattisesti himmenevät ulkopeilit ja taustapeili (169), Sensus Navigointi (255), LED High Level ajovalot (645), CarPlay ja Android Auto (882), Intellisafe Surround BLIS ja CTA (603), Induktiolataus älypuhelimelle keskikonsoli
  • Varustepaketti Seat MY20 (XC40): Sähköt.etumat.istuin (10), Sähkötoiminen kuljettajanistuin muistilla (47)
  • Varustepaketti Versatility MY20 (XC40): Sähköpistoke tavaratilassa 12V (424), Sähkötoiminen takaluukku (115), Ostoskassin pidin/tavaratilan jakaja (346), Säilytyslaatikko kuljettajanistuimen alla (1090)

Frequently asked questions about this car

How much does Volvo XC40 T4 Business aut cost?

Volvo XC40 T4 Business aut is for sale at 30,849 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 29,700 €).

How long has this car been for sale?

The listing entered maksimi.fi's tracking on 07/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020 and was first registered on 13/08/2019.

How many kilometres has the car covered?

The car's mileage is 98,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 6/2027. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

In Traficom's statistics, 4.1 % of Volvo XC40 cars first registered in 2020 failed their periodic inspection in 2025 (483 inspections, median mileage 91,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 Volvo in Finland?

On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is Traficom's snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC40 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: brakes, axles and suspension, vehicle identification. That is 4.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

What features does the car have?

Notable features include Fuel-operated parking heater, LED headlights, Keyless entry and start, Power tailgate, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

According to maksimi.fi's calculation, vehicle tax is approximately 313 € per year. The estimate is based on the car's fuel type, CO2 emissions and gross weight.

What tyre size fits this car?

The car's original tyre size is 235/55 R18.

Where is Volvo XC40 T4 Business aut located?

The car is located in Uusimaa (Helsinki, Uusimaa).

Where can I see this car's price history?

This page shows the changes to the car's asking price and its previous listings.