The 2021 Volvo XC40 T3 Momentum aut is petrol-powered with an automatic gearbox, driven 46,000 km, with an engine output of 120 kW (163 hp). Notable equipment includes tow bar, fuel-operated parking heater, LED headlights and reversing camera. The asking price 33,169 € is in line with maksimi.fi's estimated market price 34,200 €, based on 780 comparable cars. The most common inspection failure cause in this model series is vehicle identification. Cars of the same brand account for 8.5 % of all cars first used in 2021 (10,562 cars), the third most common brand of that year. Vehicle tax is approximately 194 € per year, insurance is estimated at approximately 812 € per year and the financing instalment is approximately 370 € per month.

Basic information

Mileage
46,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.5 l, Petrol
Model year
2021
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
299 €
Body type
SUV
Vehicle type
Passenger car
Steering position
Left-hand
VIN number
YV1XZ15VDM2394221
maksimi.fi ID
160108
Nettiauto ID
15907273

Technical details

Power
120 kW / 163 hp
Acceleration (0–100)
9.4 s
Seats
5
Doors
4
CO2 emissions
166 g/km
First registration
06/07/2020

Gearbox
Automatic

Equipment

  • Fuel-operated parking heater
  • Keyless entry and start
  • LED headlights
  • Power tailgate
  • Reversing camera
  • Tow bar

Equipment rating

Loading…

Asking price: 33,169 €

At market price

Market price estimate 34,200 €

Based on asking prices

Compared to 780 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2021) 27,730 €
  • Low mileage +4,190 €
  • Fuel type: Petrol +3,610 €
  • Automatic transmission +140 €
  • Sold by a dealer +60 €
  • Front-wheel drive −1,530 €
  • Market price estimate 34,200 €

Without a statistically distinct effect in this group: tow bar, fuel-operated parking heater.

No price changes during the tracked period.

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

Failures in the same model series

2,273 cars of the Volvo XC40 model series (first registered in 2021) were inspected in 2025. They recorded 50 defects leading to a failure, or 2.2 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Vehicle identification 0.9

    21 defects·All cars 0.7

    Plates and register entries, VIN, documents

  2. Axles and suspension 0.4

    8 defects·All cars 5.5

    Front and rear axles, springs and dampers, tyres and wheels

  3. Brakes 0.3

    6 defects·All cars 1.5

    Service and parking brake, brake dynamometer tests, stability control

The remaining 30 % of defects fall under other items. Most advisories concerned road test and visibility (47). Median mileage 64,000 km.

Figures describe the Volvo XC40 model series first registered in 2021, not this individual car, and count defects rather than cars. Source: Traficom.

Sale periods

KymppiPlus Kokkola · Kokkola, Keski-Pohjanmaa 1 day for sale
7/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

Description from the seller, in Finnish.

Katso kaikki kuvat ja lisätiedot autosta https://www.10plus.fi/fi/auto/volvo/xc40/KOK-4221 Kesän kuumin RAHOITUSKAMPANJA on nyt KymppiPlussalla, KORKO vain 3,49%. Hyödynnä tarjous jo tänään ja suuntaa KymppiPlussan myymälään tai osta huoletta etänä ja kotiintoimituksella. Tarjous voimassa 31.8.2026 asti

HUOLTO- JA TEKNISIÄ TIETOJA:

Vuosimalli 2021 , käyttöönottopäivämäärä: 6.7.2020 Tuonti-auto Saksasta (Auton hinta sisältää autoveron ja rekisteröinnin) Huoltokirja paperinen

AUDIOJÄRJESTELMÄT:

Äänentoistojärjestelmä Bluetooth Radio

ILMANVAIHTO JA LÄMMITYS:

Ilmastointi automaattinen Lämmitettävä ohjauspyörä Polttoainetoiminen lisälämmitin kellolla ja kaukosäädöllä

ISTUIMET JA VERHOILU:

Urheiluistuimet Charcoal-kangasverhoilu Penkinlämmittimet, edessä ja takana Isofix-valmius

VALOT JA AJOAVUSTIMET:

LED-ajovalot LED päiväajovalot LED sumuvalot Kaukovaloavustin Vakionopeudensäädin Kaistavahti Peruutuskamera

RENKAAT JA VANTEET:

1 x Kevytmetallivanteet Yhdet renkaat Avaimeton käynnistys Keskuslukitus kaukosäätöinen Digimittaristo Sähkötoiminen takaluukku

YLEISVARUSTEITA:

Sähkökäyttöiset ikkunat Sähköisesti säädettävät sivupeilit Vetokoukku alletaittuva ABS-Jarrut Turvatyynyt Sadetunnistin Etumatkust.turvatyynyn poiskytkentä Ohjauspyörän korkeus- ja syvyyssäätö Volvo Guard varashälytin, sekä salpalukitus Liikennemerkki-informaatio Volvo On Call Tähän autoon on mahdollista hankkia KymppiPlus OSTOTURVA COMPLETE -lisäpalvelu jopa 36 kuukauden ajaksi. https://www.10plus.fi/fi/palvelut/ostoturva Huomioithan, että ajoneuvon tekniset tiedot (kulutus, latausaika, teho, toimintasäde) voivat poiketa valmistajan ilmoittamista arvoista. Tarkista tietojen oikeellisuus myyjältä
KymppiPlus – Täyden kympin autokauppaan! Kotiintoimitus-palvelu on saatavilla kaikkiin yli 5000 € autoihin ja toimitusalue kattaa (joitakin poikkeuksia lukuunottamatta) koko Suomen! https://www.10plus.fi/fi/palvelut/kotiintoimitus

Frequently asked questions about this car

How much does Volvo XC40 T3 Momentum aut cost?

Volvo XC40 T3 Momentum aut is for sale at 33,169 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 34,200 €).

How long has this car been for sale?

The listing entered maksimi.fi's tracking on 07/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2021 and was first registered on 06/07/2020.

How many kilometres has the car covered?

The car's mileage is 46,000 km.

How often does this model fail its inspection?

In Traficom's statistics, 2.2 % of Volvo XC40 cars first registered in 2021 failed their periodic inspection in 2025 (2,273 inspections, median mileage 64,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2021 Volvo in Finland?

On 30/06/2026 there were 10,562 Volvo passenger cars first used in 2021 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (59.3 %). The figure is Traficom's snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC40 cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: vehicle identification, axles and suspension, brakes. That is 2.2 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Fuel-operated parking heater, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

According to maksimi.fi's calculation, vehicle tax is approximately 194 € per year. The estimate is based on the car's fuel type, CO2 emissions and gross weight.

Where is Volvo XC40 T3 Momentum aut located?

The car is located in Keski-Pohjanmaa (Kokkola, Keski-Pohjanmaa).

Where can I see this car's price history?

This page shows the changes to the car's asking price and its previous listings.