On sale 13 daysOn sale 13 d
54,900 €
Bilia Oy Ab, Vantaa, Uusimaa
1 / 30 Image source: K-auto
The 2020 Volvo XC90 B5 AWD MHEV R-Design aut is an all-wheel-drive SUV, hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 173 kW (235 hp).
The asking price is 54,900 € (plus a 299 € handling fee). That is 6,900 € (14%) above maksimi.fi's estimated market price of 48,000 €. The estimate is based on 371 comparable cars.
The asking price has been reduced 3 times, by a total of 2,000 € from the original 56,900 €. A dealer typically sells this model in about 13 days and a private seller in about 10 days.
The odometer reads 93,000 km, which works out at about 14,000 km per year. The car was inspected 1/2026, and the next inspection is due an estimated 1/2028.
- Sunroof or panoramic roof
- Premium audio
- Tow bar
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 256 € per year
- Insurance 1,570 € per year
- Financing instalment 609 € per month
Vehicle tax and insurance come to about 1,830 € per year.
The original tyre size is 275/35 R22. The listing says 2 sets of tyres are included.
The seller is K-auto (Pori).
The car has been for sale for 49 days since 22/07/2026.
Basic information
- Registration number
- NLS-438
- Mileage
- 93,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Hybrid
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Office fee
- 299 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Grey
- Tyre size
- 275/35 R22
- Wheel size
- 22″
- Tyre sets
- 2
- Keys
- 2
- In traffic use in Finland
- 17 cars
- Steering position
- Left-hand
- Imported car
- No
- VIN number
- YV1LFK2TCL1567654
- maksimi.fi ID
- 133160
Technical details
- Power
- 173 kW / 235 hp
- Top speed
- 180 km/h
- Fuel consumption
- 7.4 l/100 km (combined)
- Seats
- 7
- Doors
- 5
- Number of gears
- 8
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 190 g/km
- Kerb weight
- 2,172 kg
- Gross weight
- 2,840 kg
- Max towing weight
- 2,700 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,953 × 1,958 × 1,766 mm
- First registration
- 13/11/2019
- Last inspection
- 1/2026
- Type approval number
- e4*2007/46*0929*11
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Premium audio
- Reversing camera
- Sunroof or panoramic roof
- Tow bar
Equipment rating
Asking price: 54,900 €
| Date | Price | Change |
|---|---|---|
| 22/07/2026 | 56,900 € | – |
| 17/08/2026 | 56,890 € | −10 € |
| 18/08/2026 | 55,900 € | −990 € |
| 03/09/2026 | 54,900 € | −1,000 € |
Next inspection due around 1/2028
About 16 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 1/2026.
Check with Traficom
Failures in the same model series
156 cars of the Volvo XC90 model series (first registered in 2020) were inspected in 2025. They recorded 13 defects leading to a failure, or 8.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Axles and suspension 5.1
Front and rear axles, springs and dampers, tyres and wheels
- Emissions and leaks 2.6
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Engine and other equipment 0.6
Engine and transmission, seat belts and safety systems, tow equipment
Most advisories concerned road test and visibility (13). Median mileage 104,000 km.
Sale periods
K-auto Pori, Satakunta 49 days for sale
22/7/20268/8/202624/8/202610/9/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 03/09/2026 | Asking price | 55,900 € → 54,900 € |
| 18/08/2026 | Asking price | 56,890 € → 55,900 € |
| 17/08/2026 | Asking price | 56,900 € → 56,890 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 609 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 256 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 256 €/yr
Base tax is based on CO₂ emissions (WLTP), 190 g/km.
The average CO₂ of petrol passenger cars first registered in 2019 was 143.9 g/km (WLTP). This car is 46 g/km above that average, which comes to 106 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance270 €/yr
- Comprehensive1,300 €/yr
- Total insurance1,570 €/yr
≈ 131 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
VOLVO XC90 (II) AWD (2015–2025) · B5 2.0
Tyre sizes for this car
- 275/35 R22 Original
- 275/40 R21 Recommended
- 275/45 R20 Recommended
- 235/55 R19 Recommended
- 235/60 R18 Recommended
Wheel sizes for this car
18″
19″
20″
21″
22″
Original wheel size: 22″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (NLS-438).
Order tyres See wheels too →Volvo XC90 2019 on harmaa diesel-hybrid SUV, jossa on automaattivaihteisto ja neliveto. Tämä auto on käytännöllinen valinta perheelle tai aktiiviseen arkeen. Tehokas ja mukava matkakumppani, joka kuljettaa sujuvasti niin taajamassa kuin pidemmillä matkoilla. Voit päivän päätteeksi rentoutua hiljaisella ja laadukkaalla matkustuskokemuksella. Sisätilat on suunniteltu tarjoamaan mukavuutta kaikille matkustajille. Seitsemän istumapaikkaa mahdollistavat koko perheen matkat. Nahkaverhoilu ja sähkösäätöiset istuimet tuovat ripauksen ylellisyyttä arkeen. Bowers & Wilkins -äänentoisto tekee jokaisesta matkasta nautinnollisen. Panoraamakattoluukku ja lämmitettävät istuimet tuovat lisämukavuutta jokaiseen vuodenaikaan. Kohokohdat: • Neliveto ja automaatti • Bowers & Wilkins -äänentoisto • Panoraamakattoluukku tuo valoa • 360° kamerajärjestelmä helpottaa pysäköintiä • 7-paikkainen perheelle • Polttoainetoiminen lisälämmitin Tekoälyn tuottama esittely autosta
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Frequently asked questions about this car
Which car has the registration NLS-438?
NLS-438 is a 2020 Volvo XC90 B5 AWD MHEV R-Design aut with 93,000 km on the odometer. It is for sale at 54,900 €.
How much does Volvo XC90 B5 AWD MHEV R-Design aut cost?
Volvo XC90 B5 AWD MHEV R-Design aut is for sale at 54,900 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is well above market price (estimated market price 48,000 €).
How long has this car been for sale?
The car has been for sale for at least 49 days. The listing entered maksimi.fi's tracking on 22/07/2026.
Has the price been reduced?
Yes. The asking price is 2,000 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 13/11/2019.
How many kilometres has the car covered?
The car's mileage is 93,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 1/2028. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
7.1 % of Volvo XC90 cars first registered in 2020 failed their periodic inspection in 2025 (156 inspections, median mileage 104,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 Volvo in Finland?
On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC90 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, engine and other equipment. That is 8.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is hybrid and the gearbox is automatic.
What features does the car have?
Notable features include Sunroof or panoramic roof, Premium audio, Tow bar, Fuel-operated parking heater, Adaptive cruise control. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 256 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 275/35 R22.
Where is Volvo XC90 B5 AWD MHEV R-Design aut located?
The car is located in Satakunta (Pori, Satakunta).
How much does the car cost to keep per year?
The estimate is 1,826 € per year: vehicle tax 256 €, insurance 1,570 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is K-auto (Pori).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.