On sale 68 daysOn sale 68 d
46,900 €
Automaa Kokkola, Keski-Pohjanmaa
1 / 23 Image source: MPS-Motors, Nettiauto
The 2020 Volvo XC90 is an all-wheel-drive SUV, hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 173 kW (235 hp).
The asking price is 46,890 € (plus a 299 € handling fee). That is 4,890 € (12%) above maksimi.fi's estimated market price of 42,000 €. The estimate is based on 371 comparable cars.
The asking price has been reduced 3 times, by a total of 3,010 € from the original 49,900 €. A dealer typically sells this model in about 13 days and a private seller in about 10 days.
The odometer reads 141,000 km, which works out at about 20,000 km per year.
- Premium audio
- Tow bar
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 221 € per year
- Insurance 1,420 € per year
- Financing instalment 521 € per month
Vehicle tax and insurance come to about 1,640 € per year.
The seller is MPS-Motors (Jyväskylä).
The car has been for sale for 50 days since 21/07/2026.
Basic information
- Mileage
- 141,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Hybrid
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Office fee
- 299 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Black
- In traffic use in Finland
- 2 cars
- Steering position
- Left-hand
- VIN number
- YV1LCK2UCL1561965
- maksimi.fi ID
- 131705
Technical details
- Power
- 173 kW / 235 hp
- Seats
- 5
- Doors
- 5
- Number of gears
- 8
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 177 g/km
- Kerb weight
- 2,299 kg
- Gross weight
- 3,010 kg
- Max towing weight
- 2,400 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,953 × 1,958 × 1,745 mm
- First registration
- 31/10/2019
- Type approval number
- e4*2007/46*0929*11
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Premium audio
- Reversing camera
- Tow bar
Equipment rating
Asking price: 46,890 €
| Date | Price | Change |
|---|---|---|
| 21/07/2026 | 49,900 € | – |
| 04/08/2026 | 48,790 € | −1,110 € |
| 13/08/2026 | 47,890 € | −900 € |
| 10/09/2026 | 46,890 € | −1,000 € |
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with Traficom
Failures in the same model series
156 cars of the Volvo XC90 model series (first registered in 2020) were inspected in 2025. They recorded 13 defects leading to a failure, or 8.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Axles and suspension 5.1
Front and rear axles, springs and dampers, tyres and wheels
- Emissions and leaks 2.6
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Engine and other equipment 0.6
Engine and transmission, seat belts and safety systems, tow equipment
Most advisories concerned road test and visibility (13). Median mileage 104,000 km.
Sale periods
MPS-Motors, Jyväskylä, Keski-Suomi 50 days for sale
21/7/20267/8/202624/8/202610/9/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 10/09/2026 | Asking price | 47,890 € → 46,890 € |
| 13/08/2026 | Asking price | 48,790 € → 47,890 € |
| 04/08/2026 | Asking price | 49,900 € → 48,790 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 521 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 221 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 221 €/yr
Base tax is based on CO₂ emissions (WLTP), 177 g/km.
The average CO₂ of petrol passenger cars first registered in 2019 was 143.9 g/km (WLTP). This car is 33 g/km above that average, which comes to 71 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance270 €/yr
- Comprehensive1,150 €/yr
- Total insurance1,420 €/yr
≈ 118 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 275/35 R22
- 275/40 R21
- 275/45 R20
- 235/55 R19
- 235/60 R18
Wheel sizes for this model
18″
19″
20″
21″
22″
What do the sizes mean?
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Frequently asked questions about this car
How much does Volvo XC90 cost?
Volvo XC90 is for sale at 46,890 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is above market price (estimated market price 42,000 €).
How long has this car been for sale?
The car has been for sale for at least 50 days. The listing entered maksimi.fi's tracking on 21/07/2026.
Has the price been reduced?
Yes. The asking price is 3,010 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 31/10/2019.
How many kilometres has the car covered?
The car's mileage is 141,000 km.
How often does this model fail its inspection?
7.1 % of Volvo XC90 cars first registered in 2020 failed their periodic inspection in 2025 (156 inspections, median mileage 104,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 Volvo in Finland?
On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC90 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, engine and other equipment. That is 8.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is hybrid and the gearbox is automatic.
What features does the car have?
Notable features include Premium audio, Tow bar, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 221 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volvo XC90 located?
The car is located in Keski-Suomi (Jyväskylä, Keski-Suomi).
How much does the car cost to keep per year?
The estimate is 1,641 € per year: vehicle tax 221 €, insurance 1,420 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is MPS-Motors (Jyväskylä).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.