The 2021 BMW 320 is an all-wheel-drive estate, plug-in hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 150 kW (204 hp). The battery is 12 kWh and the range is 57 km as stated by the manufacturer. AC charging power is 3.7 kW and the connector is Type 2.

The asking price is 16,800 € (plus a 349 € handling fee). That is 1,000 € (6%) below maksimi.fi's estimated market price of 17,800 €. The estimate is based on 274 comparable cars. The chance this car sells within the next 30 days is about 65%.

A dealer typically sells this model in about 14 days and a private seller in about 12 days.

The odometer reads 209,000 km, which works out at about 41,000 km per year. The car was inspected 6/2025, and the next inspection is due an estimated 6/2027.

Notable equipment:

  • Tow bar
  • Adaptive cruise control
  • Power tailgate
  • Parking sensors

This car has been sold before within maksimi.fi's tracking: it sold on 26/08/2026 for 16,880 €, at 208,000 km. It is now listed for 80 € less than in that sale. It has covered about 1,000 km more since.

Running the car costs an estimated:

Vehicle tax, insurance and electricity come to about 1,510 € per year.

The original tyre size is 225/45 R18. The listing says 2 sets of tyres are included: summer and winter. According to the listing, VAT is deductible: at the 25.5 % rate the price includes 3,414 € in VAT, leaving a net cost of 13,386 € for a buyer entitled to deduct it.

The seller is J. Rinta-Jouppi (Hyvinkää).

The car has been for sale for 12 days since 28/08/2026.

Basic information

Registration number
ZNT-592
Mileage
209,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Plug-in hybrid
Model year
2021
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
Estate
Vehicle type
Passenger car
Colour
Black
Tyre size
225/45 R18
Wheel size
18″
Tyre sets
2 (summer and winter)
Owners
1
VAT deductible
Yes
In traffic use in Finland
13 cars
Steering position
Left-hand
Imported car
No
VIN number
WBA31ED0XMFL60698
maksimi.fi ID
127640

Technical details

Power
150 kW / 204 hp
Acceleration (0–100)
8.2 s
Top speed
219 km/h
Battery capacity
12 kWh
Battery health
82 %
Electric range
57 km
Fuel consumption
2.2 l/100 km (combined)
Electricity consumption
17.3 kWh/100 km (combined)
Charging type
Type 2
AC charging power
3.7 kW
Battery warranty
72 kk / 100 000 km
Seats
5
Doors
4
CO2 emissions
37 g/km
Kerb weight
1,955 kg
Gross weight
2,425 kg
Max towing weight
1,500 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,709 × 1,827 × 1,442 mm
First registration
04/08/2021
Last inspection
6/2025

57 km Range WLTP
12 kWh Battery capacity
82 % Battery health of the capacity promised when new
Expired Battery warranty 6 yr or 100,000 km from new

Charging time

  • Home charging (AC 3.7 kW) approx. 3.2 h empty to full

Charging connectors

Alternating current (AC)
  • Type 2
Slow charging

Range

  • WLTP57 km
  • In summerapprox. 48 km
  • In winterapprox. 37 km

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Parking sensors
  • Power tailgate
  • Tow bar

Equipment rating

Asking price: 16,800 €

Below market price

Market price estimate 17,800 €

Based on asking prices

Compared to 274 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW 320, 2021) 27,430 €
  • Adaptive cruise control +1,460 €
  • All-wheel drive +560 €
  • Sold by a dealer +60 €
  • Fuel type: Plug-in hybrid −6,220 €
  • High mileage −5,490 €
  • Market price estimate 17,800 €

Without a statistically distinct effect in this group: tow bar.

16,000 €16,500 €17,000 €17,500 €18,000 €18/7/20265/8/202623/8/202610/9/2026
DatePriceChangeListing
18/07/202616,550 €Autokonttori Oy
13/08/202617,480 €+930 €Autokonttori Oy
17/08/202616,880 €−600 €Autokonttori Oy
28/08/202616,800 €J. Rinta-Jouppi Hyvinkää

Next inspection due around 6/2027

About 9 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 6/2025.

Check with Traficom

Failures in the same model series

1,654 cars of the BMW 3-sarja model series (first registered in 2021) were inspected in 2025. They recorded 145 defects leading to a failure, or 8.8 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 5.3

    87 defects, All cars 5.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Road test and visibility 1.3

    21 defects, All cars 0.5

    Windscreen and wipers, mirrors, field of view, controls, road test

  3. Emissions and leaks 1.1

    18 defects, All cars 0.7

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

The remaining 13.1 % of defects fall under other items. Most advisories concerned road test and visibility (48). Median mileage 76,000 km.

Sale periods

Autokonttori Oy, Vantaa, Uusimaa 38 days
J. Rinta-Jouppi Hyvinkää, Uusimaa 12 days for sale
18/7/20265/8/202623/8/202610/9/2026

sale

Sales

SoldPriceMileageTime on marketSeller
26/08/202616,880 € from 16,550 € (+330 €)208,000 km 39 daysAutokonttori Oy, Vantaa, Uusimaa

Listing changes

DateWhatChange
28/08/2026Seller changed Autokonttori OyJ. Rinta-Jouppi Hyvinkää
28/08/2026Asking price J. Rinta-Jouppi Hyvinkää16,880 € → 16,800 €
28/08/2026Mileage J. Rinta-Jouppi Hyvinkää208,000 km → 209,000 km
17/08/2026Asking price Autokonttori Oy17,480 € → 16,880 €
17/08/2026Mileage Autokonttori Oy209,000 km → 208,000 km Reading went down, check the odometer history
13/08/2026Asking price Autokonttori Oy16,550 € → 17,480 €
11/08/2026Mileage Autokonttori Oy208,000 km → 209,000 km
06/08/2026Mileage Autokonttori Oy209,500 km → 208,000 km Reading went down, check the odometer history

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 190 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 87 €/yr
  • Total vehicle tax 193 €/yr

Base tax is based on CO₂ emissions (WLTP), 37 g/km. Driving power tax is based on gross weight (2425 kg).

The average CO₂ of plug-in hybrids first registered in 2021 was 38.7 g/km (WLTP). This car is 2 g/km below that average.

An estimate of this car’s charging costs and the whole household’s electricity bill. Adjust the annual mileage, charging split and home type to match your own.

Annual mileage 15,000 km
Share charged at home 80 %
  • Home charging· 1,298 kWh 260 €/yr
  • Public charging· 307 kWh 169 €/yr
  • Other consumption· 6,000 kWh 1,200 €/yr
  • Standing charges 120 €/yr
  • Total electricity bill 1,748 €/yr

≈ 146 €/month · of which car charging approx. 428 €/yr

The kWh figure for charging includes conversion losses: more is drawn from the grid than reaches the battery (home charging ~12%, rapid charging ~7%).

  • Electricity consumption 17.3 kWh/100 km
  • Comparison: equivalent petrol car approx. 1,943 €/yr

For a plug-in hybrid, the estimate assumes approx. 55% electric driving; the rest is driven on petrol (approx. 874 €/yr).

Recommendation

Spot price or fixed rate?

Electric cars are usually charged overnight, and charging can be scheduled. If you take advantage of the cheapest hours (for example with scheduled charging), a spot-price contract is typically the cheapest option. If you can't or don't want to track electricity prices and time your charging, a fixed-price contract is safer: the price is predictable and price spikes won't catch you out.

Electricity contracts

  • Nordic Green Energy · Ilmasto pörssisähkö Cheapest

    Margin and monthly fee −50% for 12 months

    • Margin 0.68 c/kWh 50 €/yr
    • Standing charge 5.98 €/month 72 €/yr
    • Supplier's share 121 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Total cost (ongoing) 705 €/yr
    • First year −61 € 644 €/yr

    Includes a Tallink Silja gift card

    View offer
  • Vihreä Älyenergia · Verraton

    Margin 0.34 c/kWh and standing charge €2.99/month for 12 months

    • Margin 0.59 c/kWh 43 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 103 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Total cost (ongoing) 687 €/yr
    • First year −42 € 644 €/yr

    Open-ended contract, two weeks’ notice period

    View offer
  • Vihreä Älyenergia · Vire Tuuli

    2 months €0, reduced margin for 12 months

    • Margin 0.99 c/kWh 72 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 144 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Total cost (ongoing) 728 €/yr
    • First year −75 € 653 €/yr

    100% wind power

    View offer
  • Hehku Energia · Hehku Pörssi

    Standing charge €0 for 3 months

    • Margin 0.39 c/kWh 28 €/yr
    • Standing charge 4.5 €/month 54 €/yr
    • Supplier's share 82 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Total cost (ongoing) 666 €/yr
    • First year −14 € 653 €/yr
    View offer
  • Cheap Energy · Pörssisähkö

    Margin and standing charge reduced for 6 months

    • Margin 0.78 c/kWh 57 €/yr
    • Standing charge 4.9 €/month 59 €/yr
    • Supplier's share 116 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Total cost (ongoing) 700 €/yr
    • First year −44 € 656 €/yr
    View offer
  • Vattenfall · Optimi Pörssisähkö

    Standing charge €0 for 6 months

    • Margin 0.5 c/kWh 36 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 108 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Total cost (ongoing) 692 €/yr
    • First year −36 € 656 €/yr

    Fossil-free

    View offer
  • Fortum · Fortum Tarkka

    Standing charge €0 for 3 months

    • Margin 0.59 c/kWh 43 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 115 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Total cost (ongoing) 699 €/yr
    • First year −18 € 681 €/yr
    View offer
  • Vihreä Älyenergia · Hintalukko
    • Margin 0.59 c/kWh 43 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 103 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Total cost 687 €/yr

    You can lock in the margin

    View offer
  • Fortum · Fortum Latauspaketti

    2 c/kWh cashback on home charging

    • Margin 0.59 c/kWh 43 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 163 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Home charging cashback 2 c/kWh −26 €/yr
    • Total cost 721 €/yr

    20% off rapid charging (Charge & Drive) or €0.10/kWh at Tesla chargers

    View offer
  • Aalto Energia · Luotsi Pörssisähkö

    Margin 0.34 c/kWh + standing charge €0 for 4 months

    • Margin 1.99 c/kWh 145 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 217 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Total cost (ongoing) 800 €/yr
    • First year −64 € 736 €/yr

    After 4 months 0.54 c/kWh until 31 Dec 2026, then 1.99 c/kWh

    View offer
  • Nordic Green Energy · Uusiutuva pörssisähkö

    Monthly fee −50% for 6 months

    • Margin 0.99 c/kWh 72 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 192 €/yr
    • Electricity price (spot average ~8 c/kWh) 584 €/yr
    • Total cost (ongoing) 776 €/yr
    • First year −30 € 746 €/yr

    100% renewable; includes a Tallink Silja gift card

    View offer

Ranked by total cost in the first year at this consumption (7,298 kWh/yr), discounts included. Total costs shown are the ongoing price after the discount period. The electricity price is an assumed spot average, which you can adjust above. Spot electricity itself costs the same everywhere, contracts differ in margin and standing charge. Grid transfer charges and taxes are billed separately by the grid operator. Prices can change, so check the current price on the partner’s site.

Figures are estimates based on the prices and consumption given. Actual cost depends on charging habits, the electricity price and the car's actual consumption.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance250 €/yr
  • Comprehensive640 €/yr
  • Total insurance890 €/yr

≈ 74 €/mo

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Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

BMW 3-serie (2021–2021) · 320e. touring xDrive G21 (120kW)

Tyre sizes for this car

  • 255/40 R18 Original
  • 225/45 R18 Original
  • 255/30 R20 Recommended
  • 225/35 R20 Recommended
  • 255/35 R19 Recommended
  • 225/40 R19 Recommended
  • 255/45 R17 Recommended
  • 225/50 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZNT-592).

Order tyres See wheels too →

BMW 320 -farmari tarjoaa käytännöllisyyttä ja mukavuutta arjen ajomatkoihin. Tämä hybridi on ollut vain yhdellä omistajalla ja se on rekisteröity Suomessa. Automaattivaihteisto ja neliveto tekevät ajamisesta miellyttävää eri olosuhteissa. Adaptiivinen vakionopeudensäädin ja kahdet renkaat lisäävät ajomukavuutta. Automaattinen ilmastointi pitää sisätilat miellyttävän viileinä kesäkuumalla. Vähäpäästöinen ajoneuvo on myös ALV-vähennyskelpoinen. Jos tämä BMW 320 voisi olla seuraava menopelisi, ota yhteyttä ja tule koeajolle!

Frequently asked questions about this car

Which car has the registration ZNT-592?

ZNT-592 is a 2021 BMW 320 with 209,000 km on the odometer. It is for sale at 16,800 €.

How much does BMW 320 cost?

BMW 320 is for sale at 16,800 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 17,800 €).

How long has this car been for sale?

The car has been for sale for at least 12 days. The listing entered maksimi.fi's tracking on 28/08/2026.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 26/08/2026 for 16,880 €, and it has been driven about 1,000 km more since then.

What model year is the car?

The car is model year 2021 and was first registered on 04/08/2021.

How many kilometres has the car covered?

The car's mileage is 209,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 6/2027. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

7.6 % of BMW 3-sarja cars first registered in 2021 failed their periodic inspection in 2025 (1,654 inspections, median mileage 76,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2021 BMW in Finland?

On 30/06/2026 there were 7,354 BMW passenger cars first used in 2021 in traffic use in Finland. That is 5.9 % of all cars first used that year, making it the 7th most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (71.5 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For BMW 3-sarja cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: axles and suspension, road test and visibility, emissions and leaks. That is 8.8 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is plug-in hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Adaptive cruise control, Power tailgate, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 193 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Can VAT be deducted from this car's price?

According to the listing, yes: at the 25.5 % rate the price includes 3,414 € in deductible VAT, leaving a net cost of 13,386 € for a buyer entitled to deduct it. The deduction is available only to a VAT-registered buyer, and for a passenger car only if the car is used exclusively for purposes entitling to deduction.

What tyre size fits this car?

The car's original tyre size is 225/45 R18.

What is the car's battery capacity and range?

The battery capacity is 12 kWh and the stated range is about 57 km.

Where is BMW 320 located?

The car is located in Uusimaa (Hyvinkää, Uusimaa).

How many owners has the car had?

According to the listing, the car has had 1 owners.

Is any battery warranty left?

The stated battery warranty has expired.

How much does the car cost to keep per year?

The estimate is 1,511 € per year: vehicle tax 193 €, insurance 890 €, electricity 428 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is J. Rinta-Jouppi (Hyvinkää).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.