The 2022 BMW 540 is an all-wheel-drive estate, diesel-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 250 kW (340 hp). The car is imported from Germany. Used imports of this make totalled 11,234 cars in 2023–2025, 2,102 of them 2022 cars.

The asking price is 54,480 € (plus a 349 € handling fee). The chance this car sells within the next 14 days is about 20%.

The asking price has been reduced 4 times, by a total of 1,420 € from the original 55,900 €. maksimi.fi has no price estimate for this car, because there are too few comparable cars. A dealer typically sells this model in about 11 days and a private seller in about 13 days.

The odometer reads 116,000 km, which works out at about 28,000 km per year.

Notable equipment:

  • Sunroof or panoramic roof
  • Premium audio
  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

This car has been sold before within maksimi.fi's tracking: it sold on 24/07/2026 for 55,900 €, at 116,000 km. It is now listed for 1,420 € less than in that sale.

Running the car costs an estimated:

Vehicle tax and insurance come to about 2,490 € per year.

The listing says 2 sets of tyres are included: summer and winter. According to the listing, VAT is deductible on the price excluding car tax.

The seller is Saka (Oulu).

The car has been for sale for 36 days since 25/07/2026.

Basic information

Mileage
116,000 km
carVertical Verify mileage authenticity
20% off
Engine
3.0 l, Diesel
Model year
2022
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
Estate
Vehicle type
Passenger car
Colour
Black
Tyre sets
2 (summer and winter)
Keys
2
VAT deductible
Yes
Steering position
Left-hand
Imported car
Yes, from Germany
VIN number
WBA51AJ090CK82027
maksimi.fi ID
120227
Nettiauto ID
15881938

Technical details

Power
250 kW / 340 hp
Acceleration (0–100)
4.8 s
Seats
5
Doors
4
CO2 emissions
156 g/km
Last service
5/2026

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Premium audio
  • Reversing camera
  • Sunroof or panoramic roof
  • Tow bar

Equipment rating

Asking price: 54,480 €

No estimate

No price estimate: there are too few comparable cars.

54,000 €54,500 €55,000 €55,500 €56,000 €14/7/202630/7/202615/8/202631/8/2026
DatePriceChangeListing
14/07/202655,900 €Saka Finland Oy Select
25/07/202655,900 €Saka Finland Oy Oulu
07/08/202655,800 €−100 €Saka Finland Oy Oulu
14/08/202655,790 €−10 €Saka Finland Oy Oulu
17/08/202654,900 €−890 €Saka Finland Oy Oulu
24/08/202654,480 €−420 €Saka Finland Oy Oulu

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Sale periods

Saka Finland Oy Select, Tuusula, Uusimaa 9 days
Saka Finland Oy Oulu, Pohjois-Pohjanmaa 36 days for sale
14/7/202630/7/202615/8/202631/8/2026

sale

Sales

SoldPriceMileageTime on marketSeller
24/07/202655,900 € 116,000 km 10 daysSaka Finland Oy Select, Tuusula, Uusimaa

Listing changes

DateWhatChange
24/08/2026Asking price Saka Finland Oy Oulu54,900 € → 54,480 €
17/08/2026Asking price Saka Finland Oy Oulu55,790 € → 54,900 €
14/08/2026Asking price Saka Finland Oy Oulu55,800 € → 55,790 €
07/08/2026Asking price Saka Finland Oy Oulu55,900 € → 55,800 €
25/07/2026Seller changed Saka Finland Oy SelectSaka Finland Oy Oulu

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

CountryPeriodAsking priceOdometer
1Germanynot knownnot knownnot known
2Finland7/2026–8/202654,480 €116,000 km

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 604 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 173 €/yr
  • Driving power tax 522 €/yr
  • Total vehicle tax 695 €/yr

Base tax is based on CO₂ emissions (WLTP), 156 g/km. Driving power tax is based on gross weight (approx. 2530 kg).

The average CO₂ of diesel passenger cars first registered in 2022 was 177.9 g/km (WLTP). This car is 22 g/km below that average, which comes to 51 € less a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance310 €/yr
  • Comprehensive1,480 €/yr
  • Total insurance1,790 €/yr

≈ 149 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 255/30 R21
  • 295/25 R21
  • 245/35 R20
  • 275/30 R20
  • 285/30 R20
  • 245/40 R19
  • 275/35 R19
  • 245/45 R18

Wheel sizes for this model

18″
19″
20″
21″
What do the sizes mean?
Find tyres

Webasto / Vetokoukku / Tuuletetut & Hierovat Comf.Istui. / LASER / Panorama / H&K

Frequently asked questions about this car

How much does BMW 540 cost?

BMW 540 is for sale at 54,480 €.

How long has this car been for sale?

The car has been for sale for at least 36 days. The listing entered maksimi.fi's tracking on 25/07/2026.

Has the price been reduced?

Yes. The asking price is 1,420 € below the original listing price.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 24/07/2026 for 55,900 €.

What model year is the car?

The car is model year 2022. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 116,000 km.

How common is a 2022 BMW in Finland?

On 30/06/2026 there were 7,053 BMW passenger cars first used in 2022 in traffic use in Finland. That is 6.6 % of all cars first used that year, making it the 7th most common brand of that year among 36 brands. The most common fuel type among them is plug-in hybrid (52 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

11,234 used BMW passenger cars were imported into Finland in 2023–2025, 9.2% of all used passenger-car imports; 2,102 of them were 2022 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Sunroof or panoramic roof, Premium audio, Tow bar, Fuel-operated parking heater, Adaptive cruise control. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 695 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Can VAT be deducted from this car's price?

According to the listing, yes, on the price excluding car tax. The car tax share is not stated, so the amount cannot be calculated. The deduction is available only to a VAT-registered buyer, and for a passenger car only if the car is used exclusively for purposes entitling to deduction.

Where is BMW 540 located?

The car is located in Pohjois-Pohjanmaa (Oulu, Pohjois-Pohjanmaa).

When was the car last serviced?

According to the listing, the last service was 5/2026.

How much does the car cost to keep per year?

The estimate is 2,485 € per year: vehicle tax 695 €, insurance 1,790 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Saka (Oulu).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.