On sale 58 daysOn sale 58 d
10,400 €
Private seller, Kuopio, Pohjois-Savo
1 / 8 Image source: Private seller, Nettiauto
The 2004 BMW 645 iA Cabriolet is a rear-wheel-drive convertible, petrol-powered with an automatic gearbox. It has an engine displacement of 4.4 litres and an output of 180 kW (245 hp).
The asking price is 10,200 €. That is 700 € (6%) below maksimi.fi's estimated market price of 10,900 €. The estimate is based on 18 comparable cars. The chance this car sells within the next 7 days is about 10%.
The asking price has been reduced by 2,200 € from the original 12,400 €. A private seller typically sells this model in about 21 days.
The odometer reads 190,000 km, which works out at about 9,000 km per year.
Running the car costs an estimated:
- Vehicle tax 279 € per year
- Insurance 690 € per year
- Financing instalment 117 € per month
Vehicle tax and insurance come to about 970 € per year.
The original tyre size is 245/45 R18.
The seller is a private individual, Kurikka.
The car has been for sale for 46 days since 12/07/2026. The listing has been renewed mid-sale.
Basic information
- Registration number
- CTG-84
- Mileage
- 190,000 km
Verify mileage authenticity 20% off
- Engine
- 4.4 l, Petrol
- Model year
- 2004
- Gearbox
- Automatic
- Drivetrain
- Rear-wheel drive
- Body type
- Convertible
- Vehicle type
- Passenger car
- Colour
- Red
- Tyre size
- 245/45 R18
- Wheel size
- 18″
- Steering position
- Left-hand
- maksimi.fi ID
- 118322
- Nettiauto ID
- 15919918
Technical details
- Power
- 180 kW / 245 hp
- Acceleration (0–100)
- 6.2 s
- Doors
- 2
- Gearbox
- Automatic
Equipment
No notable equipment was identified from the listing.
Equipment rating
Asking price: 10,200 €
- Private seller · 12/7/–8/8/2026
- Private seller · 12/8/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 12/07/2026 | 12,400 € | – | Private seller |
| 08/08/2026 | 9,800 € | −2,600 € | Private seller |
| 12/08/2026 | 10,200 € | – | Private seller |
Next inspection
A car over 10 years old is inspected every year. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failure rate among cars of the same age
Of 21-year-old petrol passenger cars, 45.6% failed their periodic inspection in 2025 (74,373 inspections, median mileage 251,000 km).
Sale periods
Private seller, Kurikka, Etelä-Pohjanmaa 46 days for sale
12/7/202629/7/202614/8/202631/8/2026
Grey break: the listing was off the market, with no sale recorded.
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 12/08/2026 | Listing renewed | description text changed |
| 12/08/2026 | Asking price | 9,800 € → 10,200 € |
| 12/08/2026 | Mileage | 189,292 km → 190,000 km |
| 08/08/2026 | Asking price | 12,400 € → 9,800 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 117 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 279 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 279 €/yr
Base tax is based on gross weight (approx. 2070 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance270 €/yr
- Comprehensive420 €/yr
- Total insurance690 €/yr
≈ 58 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
BMW 6-serie (2004–2005) · 645i. E64 cabriolet (245kW)
Tyre sizes for this car
- 245/45 R18 Original
- 295/25 R21 Recommended
- 255/30 R21 Recommended
- 285/30 R20 Recommended
- 245/35 R20 Recommended
- 275/35 R19 Recommended
- 245/40 R19 Recommended
- 235/50 R18 Recommended
Wheel sizes for this car
18″
19″
20″
21″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (CTG-84).
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Frequently asked questions about this car
Which car has the registration CTG-84?
CTG-84 is a 2004 BMW 645 iA Cabriolet with 190,000 km on the odometer. It is for sale at 10,200 €.
How much does BMW 645 iA Cabriolet cost?
BMW 645 iA Cabriolet is for sale at 10,200 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 10,900 €).
How long has this car been for sale?
The car has been for sale for at least 46 days: the first listing entered maksimi.fi's tracking on 12/07/2026, and the listing has since been renewed.
Has the price been reduced?
Yes. The asking price is 2,200 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2004.
How many kilometres has the car covered?
The car's mileage is 190,000 km.
How common is a 2004 BMW in Finland?
On 30/06/2026 there were 2,667 BMW passenger cars first used in 2004 in traffic use in Finland. That is 3.5 % of all cars first used that year, making it the 10th most common brand of that year among 34 brands. The most common fuel type among them is petrol (58.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
How much is the car's vehicle tax?
Vehicle tax is 279 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 245/45 R18.
Where is BMW 645 iA Cabriolet located?
The car is located in Etelä-Pohjanmaa (Kurikka, Etelä-Pohjanmaa).
How much does the car cost to keep per year?
The estimate is 969 € per year: vehicle tax 279 €, insurance 690 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Kurikka).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.