The 2020 BMW X5 G05 45e M-Sport is an all-wheel-drive SUV, plug-in hybrid-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 210 kW (286 hp). The battery is 24 kWh and the range is 85 km as stated by the manufacturer. AC charging power is 3.7 kW. The car is imported. Used imports of this make totalled 11,234 cars in 2023–2025, 1,963 of them 2020 cars.

The asking price is 52,690 € (plus a 299 € handling fee). That is 14,490 € (38%) above maksimi.fi's estimated market price of 38,200 €. The estimate is based on 346 comparable cars. The chance this car sells within the next 30 days is about 46%.

Cars of this model typically sell in about 13 days whether the seller is a dealer or a private seller.

The odometer reads 142,000 km, which works out at about 21,000 km per year. The car was inspected 10/2025, and the next inspection is due an estimated 10/2027.

Notable equipment:

  • Sunroof or panoramic roof
  • Premium audio
  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

This car has been sold before within maksimi.fi's tracking: it sold on 13/08/2026 for 48,800 €, at 140,000 km. It is now listed for 3,890 € more than in that sale. It has covered about 2,000 km more since.

Running the car costs an estimated:

Vehicle tax, insurance and electricity come to about 2,670 € per year.

The original tyre size is 265/50 R19. The listing says 2 sets of tyres are included: summer and winter.

The seller is GHOST (Järvenpää).

The car has been for sale for 12 days since 18/08/2026.

Basic information

Registration number
KUC-958
Mileage
142,000 km
carVertical Verify mileage authenticity
20% off
Engine
3.0 l, Plug-in hybrid
Model year
2020
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
299 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
Tyre size
265/50 R19
Wheel size
19″
Tyre sets
2 (summer and winter)
Keys
2
In traffic use in Finland
60 cars
Steering position
Left-hand
Imported car
Yes
VIN number
WBATA61060LZ55392
maksimi.fi ID
112461
Nettiauto ID
15931602

Technical details

Power
210 kW / 286 hp
Top speed
235 km/h
Electric range
85 km
Seats
5
Doors
4
Number of gears
8
Cylinders
6
Turbocharger
Yes
Kerb weight
2,510 kg
Gross weight
3,150 kg
Max towing weight
2,700 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,922 × 2,004 × 1,745 mm
First registration
18/12/2019
Last inspection
10/2025
Type approval number
e1*2007/46*1918*10

85 km Range WLTP
24 kWh Battery capacity for this model

Charging time

  • Home charging (AC 3.7 kW) approx. 6.5 h empty to full · for this model

Charging connectors · for this model

Alternating current (AC)
  • Type 2
Slow charging

Range

  • WLTP85 km
  • In summerapprox. 72 km
  • In winterapprox. 55 km

Battery sizes in this model range

  • 24 kWh this car
  • 29.5 kWh

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Premium audio
  • Reversing camera
  • Sunroof or panoramic roof
  • Tow bar

Equipment rating

Asking price: 52,690 €

Well above market price

Market price estimate 38,200 €

Based on asking prices

Compared to 346 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW X5, 2020) 32,720 €
  • Premium audio +2,590 €
  • Sunroof or panoramic roof +2,780 €
  • Sold by a dealer +110 €
  • Market price estimate 38,200 €

Without a statistically distinct effect in this group: fuel-operated parking heater, tow bar.

48,000 €50,000 €52,000 €54,000 €9/7/202627/7/202613/8/202631/8/2026
DatePriceChangeListing
09/07/202651,800 €Parrotz Järvenpää
22/07/202651,700 €−100 €Parrotz Järvenpää
23/07/202649,890 €−1,810 €Parrotz Järvenpää
26/07/202648,890 €−1,000 €Parrotz Järvenpää
13/08/202648,800 €−90 €Parrotz Järvenpää
18/08/202652,790 €GHOST
25/08/202652,690 €−100 €GHOST

Next inspection due around 10/2027

About 14 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 10/2025.

Check with Traficom

Failures in the same model series

184 cars of the BMW X5 model series (first registered in 2020) were inspected in 2025. They recorded 15 defects leading to a failure, or 8.2 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 4.3

    8 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Road test and visibility 3.3

    6 defects, All cars 0.5

    Windscreen and wipers, mirrors, field of view, controls, road test

  3. Vehicle identification 0.5

    1 defects, All cars 0.6

    Plates and register entries, VIN, documents

Most advisories concerned lights and electrics (9). Median mileage 98,000 km.

Sale periods

Parrotz Järvenpää, Uusimaa 34 days
GHOST, Järvenpää, Uusimaa 12 days for sale
9/7/202627/7/202613/8/202631/8/2026

sale

Sales

SoldPriceMileageTime on marketSeller
13/08/202648,800 € from 51,800 € (−3,000 €)140,000 km 34 daysParrotz Järvenpää, Järvenpää, Uusimaa

Listing changes

DateWhatChange
25/08/2026Asking price GHOST52,790 € → 52,690 €
18/08/2026Seller changed Parrotz JärvenpääGHOST
18/08/2026Asking price GHOST48,800 € → 52,790 €
18/08/2026Mileage GHOST140,000 km → 142,000 km
13/08/2026Asking price Parrotz Järvenpää48,890 € → 48,800 €
26/07/2026Asking price Parrotz Järvenpää49,890 € → 48,890 €
23/07/2026Asking price Parrotz Järvenpää51,700 € → 49,890 €
22/07/2026Asking price Parrotz Järvenpää51,800 € → 51,700 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 585 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 111 €/yr
  • Total vehicle tax 217 €/yr

Base tax is based on CO₂ emissions (WLTP), 42 g/km. Driving power tax is based on gross weight (3150 kg).

The average CO₂ of plug-in hybrids first registered in 2019 was 52.1 g/km (WLTP). This car is 10 g/km below that average.

An estimate of this car’s charging costs and the whole household’s electricity bill. Adjust the annual mileage, charging split and home type to match your own.

Annual mileage 15,000 km
Share charged at home 80 %
  • Home charging· 2,435 kWh 487 €/yr
  • Public charging· 576 kWh 317 €/yr
  • Other consumption· 6,000 kWh 1,200 €/yr
  • Standing charges 120 €/yr
  • Total electricity bill 2,124 €/yr

≈ 177 €/month · of which car charging approx. 804 €/yr

The kWh figure for charging includes conversion losses: more is drawn from the grid than reaches the battery (home charging ~12%, rapid charging ~7%).

  • Electricity consumption 32.5 kWh/100 km (estimate)
  • Comparison: equivalent petrol car approx. 1,943 €/yr

For a plug-in hybrid, the estimate assumes approx. 55% electric driving; the rest is driven on petrol (approx. 874 €/yr).

Recommendation

Spot price or fixed rate?

Electric cars are usually charged overnight, and charging can be scheduled. If you take advantage of the cheapest hours (for example with scheduled charging), a spot-price contract is typically the cheapest option. If you can't or don't want to track electricity prices and time your charging, a fixed-price contract is safer: the price is predictable and price spikes won't catch you out.

Electricity contracts

  • Vihreä Älyenergia · Verraton Cheapest

    Margin 0.34 c/kWh and standing charge €2.99/month for 12 months

    • Margin 0.59 c/kWh 50 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 110 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Total cost (ongoing) 784 €/yr
    • First year −45 € 739 €/yr

    Open-ended contract, two weeks’ notice period

    View offer
  • Nordic Green Energy · Ilmasto pörssisähkö

    Margin and monthly fee −50% for 12 months

    • Margin 0.68 c/kWh 57 €/yr
    • Standing charge 5.98 €/month 72 €/yr
    • Supplier's share 129 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Total cost (ongoing) 804 €/yr
    • First year −65 € 739 €/yr

    Includes a Tallink Silja gift card

    View offer
  • Hehku Energia · Hehku Pörssi

    Standing charge €0 for 3 months

    • Margin 0.39 c/kWh 33 €/yr
    • Standing charge 4.5 €/month 54 €/yr
    • Supplier's share 87 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Total cost (ongoing) 762 €/yr
    • First year −14 € 748 €/yr
    View offer
  • Vihreä Älyenergia · Vire Tuuli

    2 months €0, reduced margin for 12 months

    • Margin 0.99 c/kWh 84 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 155 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Total cost (ongoing) 830 €/yr
    • First year −82 € 749 €/yr

    100% wind power

    View offer
  • Vattenfall · Optimi Pörssisähkö

    Standing charge €0 for 6 months

    • Margin 0.5 c/kWh 42 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 114 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Total cost (ongoing) 788 €/yr
    • First year −36 € 753 €/yr

    Fossil-free

    View offer
  • Cheap Energy · Pörssisähkö

    Margin and standing charge reduced for 6 months

    • Margin 0.78 c/kWh 66 €/yr
    • Standing charge 4.9 €/month 59 €/yr
    • Supplier's share 125 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Total cost (ongoing) 799 €/yr
    • First year −46 € 754 €/yr
    View offer
  • Fortum · Fortum Tarkka

    Standing charge €0 for 3 months

    • Margin 0.59 c/kWh 50 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 122 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Total cost (ongoing) 796 €/yr
    • First year −18 € 779 €/yr
    View offer
  • Vihreä Älyenergia · Hintalukko
    • Margin 0.59 c/kWh 50 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 110 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Total cost 784 €/yr

    You can lock in the margin

    View offer
  • Fortum · Fortum Latauspaketti

    2 c/kWh cashback on home charging

    • Margin 0.59 c/kWh 50 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 170 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Home charging cashback 2 c/kWh −49 €/yr
    • Total cost 796 €/yr

    20% off rapid charging (Charge & Drive) or €0.10/kWh at Tesla chargers

    View offer
  • Aalto Energia · Luotsi Pörssisähkö

    Margin 0.34 c/kWh + standing charge €0 for 4 months

    • Margin 1.99 c/kWh 168 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 239 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Total cost (ongoing) 914 €/yr
    • First year −70 € 844 €/yr

    After 4 months 0.54 c/kWh until 31 Dec 2026, then 1.99 c/kWh

    View offer
  • Nordic Green Energy · Uusiutuva pörssisähkö

    Monthly fee −50% for 6 months

    • Margin 0.99 c/kWh 84 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 203 €/yr
    • Electricity price (spot average ~8 c/kWh) 675 €/yr
    • Total cost (ongoing) 878 €/yr
    • First year −30 € 848 €/yr

    100% renewable; includes a Tallink Silja gift card

    View offer

Ranked by total cost in the first year at this consumption (8,435 kWh/yr), discounts included. Total costs shown are the ongoing price after the discount period. The electricity price is an assumed spot average, which you can adjust above. Spot electricity itself costs the same everywhere, contracts differ in margin and standing charge. Grid transfer charges and taxes are billed separately by the grid operator. Prices can change, so check the current price on the partner’s site.

Figures are estimates based on the prices and consumption given. Actual cost depends on charging habits, the electricity price and the car's actual consumption.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance290 €/yr
  • Comprehensive1,360 €/yr
  • Total insurance1,650 €/yr

≈ 138 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

BMW X5 (2019–2023) · 45e. G05 xDrive. (M=20'') (210kW)

Tyre sizes for this car

  • 265/50 R19 Original
  • 315/30 R22 Recommended
  • 275/35 R22 Recommended
  • 315/35 R21 Recommended
  • 275/40 R21 Recommended
  • 305/40 R20 Recommended
  • 275/45 R20 Recommended
  • 225/55 R18 Recommended

Wheel sizes for this car

18″
19″
20″
21″
22″

Original wheel size: 19″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (KUC-958).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration KUC-958?

KUC-958 is a 2020 BMW X5 G05 45e M-Sport with 142,000 km on the odometer. It is for sale at 52,690 €.

How much does BMW X5 G05 45e M-Sport cost?

BMW X5 G05 45e M-Sport is for sale at 52,690 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is well above market price (estimated market price 38,200 €).

How long has this car been for sale?

The car has been for sale for at least 12 days. The listing entered maksimi.fi's tracking on 18/08/2026.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 13/08/2026 for 48,800 €, and it has been driven about 2,000 km more since then.

What model year is the car?

The car is model year 2020 and was first registered on 18/12/2019. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 142,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 10/2027. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

6.5 % of BMW X5 cars first registered in 2020 failed their periodic inspection in 2025 (184 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 BMW in Finland?

On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

11,234 used BMW passenger cars were imported into Finland in 2023–2025, 9.2% of all used passenger-car imports; 1,963 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What causes inspection failures for this model year?

For BMW X5 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, road test and visibility, vehicle identification. That is 8.2 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is plug-in hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Sunroof or panoramic roof, Premium audio, Tow bar, Fuel-operated parking heater, Adaptive cruise control. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 217 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 265/50 R19.

What is the car's battery capacity and range?

The battery capacity is 24 kWh and the stated range is about 85 km.

Where is BMW X5 G05 45e M-Sport located?

The car is located in Uusimaa (Järvenpää, Uusimaa).

How much does the car cost to keep per year?

The estimate is 2,671 € per year: vehicle tax 217 €, insurance 1,650 €, electricity 804 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is GHOST (Järvenpää).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.